Apply for a Bridging Loan – Fraser Bond Guide for Buyers and Investors

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Fraser Bond Advisory – Bridging Loan Application Support

What Is a Bridging Loan?

A bridging loan is a short-term, property-backed finance solution that provides fast access to funds when timing is critical. Typically lasting between 3 and 24 months, bridging loans are widely used in the London property market for auctions, chain breaks, and investment opportunities.

At Fraser Bond, we support buyers, landlords, and investors through every step of the bridging application process — ensuring speed, compliance, and strategic value.


When Should You Apply for a Bridging Loan?

Bridging finance is most effective when you need:

  • Auction Funding – Completing within 28 days.

  • Chain Break Solutions – Securing a new home before selling an existing property.

  • Refurbishment or Conversion Projects – Financing works prior to refinancing.

  • Development Bridging – Funding land or site acquisition before development finance.

  • Investment Purchases – Acting quickly on off-market or time-sensitive deals.


How to Apply for a Bridging Loan – Step by Step

1. Define Your Requirements

  • Loan amount needed

  • Purpose (auction, buy-to-let, refurbishment, development)

  • Property type (residential, commercial, or mixed use)

  • Timeframe required

2. Prepare Your Application Information

  • Property details and valuation

  • Proof of ownership (or purchase agreement)

  • Exit strategy (sale or refinance)

  • Financial background and credit profile

  • Supporting documents (planning permissions, contractor quotes, if relevant)

3. Work with Fraser Bond to Structure Your Case

Fraser Bond ensures your application is packaged professionally, highlighting strengths and mitigating risks. This increases acceptance speed and helps secure competitive rates.

4. Lender Review and Offer

Lenders will review your case, conduct valuations, and issue a formal loan offer. Fraser Bond manages this process to minimise delays.

5. Completion and Drawdown

Legal checks are completed, funds are released, and the bridging loan is drawn down, often within days.


Benefits of Applying for a Bridging Loan

  • Speed – Approvals can happen within 48–72 hours.

  • Flexibility – Residential, commercial, and development projects supported.

  • Choice of Repayment – Interest can be serviced monthly, retained, or rolled up.

  • Strategic Access – Enables buyers to compete for London’s most competitive opportunities.


Fraser Bond Advisory – Bridging Loan Application Support

Fraser Bond assists clients applying for bridging loans by:

  • Independent Advice – Identifying the most suitable bridging solution.

  • Lender Access – Working with trusted UK lenders who specialise in London property.

  • Application Packaging – Preparing documents and presenting the case to maximise approval speed.

  • Exit Strategy Planning – Ensuring repayment is achievable and compliant.

  • Investment Integration – Aligning bridging finance with wider property goals.

To apply for a bridging loan and explore finance solutions tailored to London and UK property opportunities, visit FraserBond.com.