Every London business, from estate agencies and landlords to developers and contractors, faces risks that can lead to costly claims. Business liability insurance provides essential protection — covering legal costs, compensation, and damages when accidents or errors occur.
At Fraser Bond, we advise clients across the property and business sectors on how to structure liability coverage that ensures compliance, continuity, and confidence.
Business liability insurance protects companies from claims made by third parties — whether clients, tenants, or the public — for injury, property damage, or negligence.
Core policy types include:
Public Liability Insurance – Covers injury or damage claims from visitors, tenants, or members of the public.
Employers’ Liability Insurance – A legal requirement for UK businesses employing staff.
Professional Indemnity Insurance – Protects professionals who provide advice or services from claims of error or negligence.
Product Liability Insurance – Covers harm caused by goods used or sold.
For London property businesses, these policies collectively protect against claims arising from maintenance work, viewings, construction projects, or administrative mistakes.
The capital’s property ecosystem is vast and fast-moving. From luxury residential developments to high-street retail spaces, accidents and claims are inevitable. A single incident — a fall on a wet floor, an incorrect compliance certificate, or contractor damage — can result in legal costs and reputational harm.
Business liability insurance gives peace of mind, ensuring landlords, investors, and agencies meet their legal obligations and maintain trust with clients.
Fraser Bond ensures every client’s insurance aligns with UK regulations, including FCA, HSE, and RICS requirements.
London businesses rely on established insurers offering flexible, sector-specific policies, including:
Aviva – Comprehensive business, landlord, and liability protection.
AXA UK – Tailored cover for SMEs and property service providers.
Hiscox – Specialist professional and indemnity protection.
Zurich UK – Scalable business insurance for property and development firms.
RSA Insurance Group – Trusted corporate insurer with expertise in property liability risk.
Fraser Bond partners with regulated brokers who work directly with these providers, ensuring clients receive competitive rates and the right level of protection.
Insurance should form part of a broader compliance framework. Fraser Bond assists clients by:
Reviewing existing liability policies and exclusions.
Aligning coverage with operational and regulatory standards.
Coordinating renewals and claims documentation.
Advising on additional cover such as directors’ liability or cyber protection.
This proactive approach keeps businesses secure, compliant, and prepared for growth.
Deep London market knowledge and property-sector expertise.
Partnerships with leading UK insurers and brokers.
Transparent advice covering sales, lettings, compliance, and insurance.
Dedicated support for landlords, developers, and SMEs.
Fraser Bond’s integrated advisory service ensures that every property and business asset is protected, compliant, and future-ready.
Protect your London business with comprehensive liability insurance.
Visit FraserBond.com or contact our advisory team for expert guidance on business liability cover and compliance solutions.
