Updated October 2026 · Fraser Bond
Homes · Coastal
Buying a sea view home
Erosion& flood risk
Insurancecosts
Maintenancesalt & wind
Second hometax & letting
In short: A sea view adds value and enjoyment, but coastal homes come with extra checks. Look at coastal erosion and flood risk maps, insurance costs, and maintenance from salt and wind. If it's a second home, many councils in England now charge a council tax premium, and holiday letting can have planning and tax rules. Abroad, local purchase rules and taxes apply. Fraser Bond can help you sell or let your London home to fund a coastal move.
Before you buy by the sea
| Use | Things to know |
|---|---|
| Main home | Year-round access and services |
| Second home | Council tax premium may apply in England |
| Holiday let | Planning, licensing and tax rules vary |
How you'll use it matters
Frequently asked questions
Is a sea view worth paying more for?
It often adds value, but check risks such as erosion.
Do second homes pay more council tax?
Many councils in England charge a premium.
Can Fraser Bond help?
We can sell or let your London home.
