The UK property market remains a top destination for international buyers seeking secure investments, second homes, or opportunities for capital growth. London, in particular, continues to attract global interest due to its political stability, strong legal system, and cultural appeal. Buying property from overseas, however, involves a detailed process that requires careful planning and expert guidance. Fraser Bond, a leading UK property consultancy, offers invaluable support to international investors looking to purchase UK real estate confidently and efficiently.
Yes. There are no legal restrictions preventing non-residents or foreign nationals from purchasing property in the UK. International buyers have the same rights as UK residents when it comes to owning freehold or leasehold properties. However, the process can involve additional tax considerations, financing challenges, and regulatory requirements that must be carefully managed.
Purpose: Are you purchasing for personal use, rental income, or long-term investment?
Type of Property: Residential, commercial, or mixed-use?
Location: Prime central London, emerging suburbs, or regional cities? Fraser Bond assists clients in clarifying their goals and aligning property selection accordingly.
Engage reputable professionals early, including:
Real Estate Agent: Fraser Bond offers comprehensive sourcing services tailored for overseas buyers.
Solicitor (Conveyancer): A UK-based solicitor is required to manage legal checks and the transaction process.
Tax Advisor: To understand UK tax obligations, including Stamp Duty Land Tax (SDLT) and potential Capital Gains Tax (CGT).
While some buyers purchase in cash, many opt for international mortgages. Lenders typically require:
Proof of income/assets
Credit reports
Identification documents Fraser Bond partners with specialist mortgage brokers who understand the needs of international buyers.
Key costs include:
Purchase Price – Negotiated through your agent.
Stamp Duty Land Tax (SDLT) – A 2% surcharge applies for non-UK residents, in addition to standard rates.
Legal Fees – Typically £1,000–£3,000 depending on complexity.
Survey Fees – Recommended to ensure the property’s condition.
Ongoing Costs – Service charges, council tax, insurance, and maintenance.
Once a property is selected:
Fraser Bond can conduct virtual tours and detailed reports.
Your solicitor will review legal titles and property documentation.
A formal offer is submitted, and once accepted, contracts are prepared.
After completing satisfactory due diligence:
Contracts are exchanged with a deposit (typically 10%).
Completion usually occurs within 4–12 weeks depending on circumstances.
The property is officially transferred into your name, and keys are handed over.
Currency Exchange: Lock in favourable exchange rates through specialist currency services.
Tax Planning: Early advice ensures efficient structuring, especially for high-value assets.
Ownership Structures: High-net-worth buyers may benefit from owning via UK companies or trusts depending on personal circumstances.
Fraser Bond provides a full-service solution for overseas buyers, including:
Access to exclusive and off-market properties
Virtual property tours and remote transaction management
Introductions to trusted legal, tax, and financing experts
Bespoke investment advice tailored to individual needs
Ongoing property management and lettings services post-purchase
With Fraser Bond, international investors can purchase UK property with absolute confidence and efficiency, supported at every step by industry experts.
Buying property in the UK from overseas is an achievable and rewarding endeavour with the right professional guidance. Whether for investment, personal use, or future planning, the UK market offers unparalleled opportunities. Fraser Bond’s expertise ensures a seamless buying process, giving international clients peace of mind and a solid foundation for successful property ownership.
