Updated October 2026 · Fraser Bond
Debt · Bankruptcy
Removing a bankruptcy
| Option | Effect |
|---|---|
| Discharge | Ends restrictions; record stays 6 years |
| Annulment | As if it never happened, if granted |
| Credit file correction | Only for inaccurate data |
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Frequently asked questions
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Can I pay to remove a bankruptcy?
No; only annulment by the court removes it.
Can I rent after bankruptcy?
Yes, often with a guarantor.