Securing reliable construction finance is a fundamental component of successful property development. With high upfront costs and phased funding needs, UK developers benefit significantly from the expertise of professional loan brokers. Fraser Bond provides a comprehensive construction loan brokering service, connecting developers with appropriate lenders and negotiating funding structures tailored to each project’s needs.
A construction loan is a short-term facility used to finance the cost of building new properties or completing major renovation works. Funds are released in stages, aligned to the project’s progress, helping manage cash flow while ensuring the availability of capital when needed.
According to insights from Rosewood Finance, construction loans typically cover land acquisition, materials, labour, and professional services. They are often interest-only during the term, with the principal repaid upon sale, refinance, or project completion.
A construction loan broker acts as an intermediary between developers and lenders. Their role is to identify, negotiate, and secure finance packages that suit the project’s size, risk profile, and timeline. The benefits of using a broker include:
Lender Access
Brokers have extensive networks, enabling access to lenders that may not deal directly with borrowers.
Tailored Recommendations
Based on the specific development profile, brokers suggest funding options that maximise cost efficiency and cash flow.
Application Expertise
They streamline the submission process, ensure accurate documentation, and highlight the strengths of your proposal.
Negotiation Support
Brokers secure better rates, terms, and drawdown structures by leveraging experience and lender relationships.
For an overview of typical processes and benefits, Money Saving Guru offers helpful guidance on how construction loans work in practice.
Fraser Bond specialises in matching developers with lenders across the residential, commercial, and mixed-use sectors. Our approach includes:
Project Review and Financial Modelling
We assess the construction timeline, costings, and profit margins to determine the most suitable funding structure.
Lender Matching and Introduction
Leveraging our relationships with banks, specialist lenders, and private funders, we secure term sheets that align with your goals.
Application and Documentation Management
From project summaries to feasibility assessments, we prepare and present your project in the strongest light.
End-to-End Advisory
We support developers from pre-approval through to drawdown, with regular lender engagement throughout the build.
As outlined by Business Financing UK, brokers play a critical role in accessing competitive and flexible construction finance across a range of development sizes.
Specialist Knowledge
We understand the construction lifecycle and the financing pressure points at each phase.
Broad Lender Network
Our access includes traditional lenders, challenger banks, and boutique development finance providers.
Speed and Accuracy
We reduce delays and increase approval chances by managing lender expectations and developer readiness.
Strategic Structuring
Whether funding from ground-up, bridging between stages, or refinancing mid-build, we build solutions that adapt with your project.
Construction finance is a critical yet complex part of the development process. By engaging Fraser Bond’s construction loan brokering services, UK developers gain a trusted advisor capable of unlocking funding, improving cash flow, and maximising financial efficiency.
Contact Fraser Bond today to discuss how we can help secure construction finance for your next property development.
