Council Tax Bailiffs – Your Rights & How to Stop Enforcement

What Are Council Tax Bailiffs?

Council tax bailiffs, also known as enforcement agents, are appointed by local councils to collect unpaid council tax debts. If you have council tax arrears and fail to make payments or agree on a repayment plan, your council may apply for a liability order from the court. This grants them the authority to send bailiffs to recover the debt, which may involve seizing and selling personal belongings.

What Powers Do Council Tax Bailiffs Have?

Bailiffs must follow strict legal procedures when recovering council tax debts. Their key powers include:

• Entering your property peacefully through a door (they cannot force entry for council tax debts).
• Seizing non-essential goods to cover your debt, including TVs, luxury furniture, or vehicles.
• Negotiating payment plans if you agree to settle the debt in instalments.

However, they cannot:

• Force entry into your home for unpaid council tax.
• Take essential items such as clothes, basic furniture, or work tools.
• Visit between 9 PM and 6 AM or if only children or vulnerable people are home.

How to Stop Council Tax Bailiffs

If you’ve been contacted by bailiffs, take immediate action to prevent enforcement:

1. Pay the Debt or Agree on a Payment Plan

• If possible, pay the debt before enforcement escalates.
• Contact your local council to arrange an affordable payment plan.

2. Request a Breathing Space Period

Under the Debt Respite Scheme, you may qualify for a 60-day breathing space where enforcement action is paused while you seek financial advice.

3. Don’t Let Bailiffs In

• Bailiffs cannot force their way in, so do not open the door to them.
• If they have previously entered and taken control of goods, they may return to remove them.

4. Seek Debt Advice

Charities like StepChange, Citizens Advice, and National Debtline can help you negotiate with the council and explore debt solutions.

Can Bailiffs Take Your Car?

Yes, if the vehicle is not considered essential (e.g., for work or disability needs). To prevent this:

• Park it away from your property or in a locked garage.
• If it’s on finance, show proof that it does not fully belong to you.

How Fraser Bond Can Help

If you're struggling with council tax arrears and the risk of bailiffs, Fraser Bond can guide you through property-related financial solutions, including selling or refinancing property to clear debts. Our expert team can advise on property sales, valuations, and investment opportunities to help you regain financial stability.

Need Help? Contact Fraser Bond Today

Don't let council tax debt escalate. Speak to Fraser Bond for expert advice on managing property finances and preventing enforcement action.