Real estate is often the most significant asset an individual brings into a marriage. Whether it’s a personal home, an inherited estate, or a growing buy-to-let portfolio, protecting it through a customised prenuptial agreement is vital.
Rather than relying on boilerplate contracts, you need a prenup that reflects the nuances of your property holdings, ownership structures, and long-term goals. In this guide, we explain how to customise prenup property terms to protect your real estate — and how Fraser Bond supports this process through expert valuations and structuring.
A standard prenup may provide basic asset protection, but it often falls short for property owners with:
Multiple properties or international holdings
Trust-held or company-owned real estate
Buy-to-let portfolios with income considerations
Inherited property of sentimental or generational value
Unequal contributions to jointly owned properties
Customising the terms ensures your prenup reflects the reality of your portfolio and avoids ambiguity in the event of divorce.
Clearly declare whether property is separate or marital:
“The property located at [address], purchased by Party A prior to the marriage, shall remain their separate property, including all future appreciation and income.”
Outline how future acquisitions are treated:
“Any property acquired by one party in their sole name and using individual funds shall remain their separate property unless otherwise agreed in writing.”
Address unequal contributions to jointly owned assets:
“If the property at [address] is sold, proceeds shall be divided in proportion to documented capital contributions: 70% to Party A and 30% to Party B.”
Define who retains rental income:
“All rental income derived from Party A’s investment properties shall remain the sole income of Party A and excluded from marital assets.”
Clarify rights regarding a shared residence:
“The family home at [address], though solely owned by Party A, may be occupied by Party B for a period not exceeding 12 months after separation, unless otherwise agreed.”
Plan for sale or buyout in case of separation:
“In the event of divorce, either party may purchase the other’s share of jointly owned property at market value, subject to an independent valuation.”
While legal counsel drafts the agreement, Fraser Bond provides the data and documentation that make your property clauses credible, defensible, and enforceable. Our services include:
Independent property valuations for prenup planning
Asset classification reports distinguishing marital vs separate property
Ownership structuring advice (individual, joint, SPV, or trust)
Income and contribution tracking for rental and shared-use properties
Collaboration with your solicitor to translate property insight into legal terms
✅ A developer protecting a multi-unit portfolio from future claims
✅ A homeowner ensuring their inherited cottage remains outside the marital estate
✅ An engaged couple agreeing on unequal ownership of a jointly purchased home
✅ Landowners ring-fencing agricultural property held through a family trust
Customising prenup property terms ensures your real estate is treated with the legal precision and financial respect it deserves. One-size-fits-all agreements don’t work when your property interests are complex, valuable, or generational.
Fraser Bond partners with your legal team to make sure your prenup is backed by accurate data, clear documentation, and strategic foresight — protecting your real estate from day one.
