DHP Lewisham – A Guide to Extra Financial Support for Housing

Discretionary Housing Payment (DHP) in Lewisham: What You Need to Know

A Discretionary Housing Payment (DHP) is an additional form of financial assistance available to residents in the borough of Lewisham (and across the UK) who are struggling to cover housing costs. DHP is designed to help those receiving Housing Benefit or the housing cost element of Universal Credit, but who still face financial hardship due to housing-related costs. DHP can be used for a variety of purposes, including paying for rent shortfalls, rent deposits, or moving costs.

Who Can Apply for DHP?

To be eligible for a Discretionary Housing Payment in Lewisham, you must meet the following criteria:

• You are currently receiving Housing Benefit or the housing element of Universal Credit.
• You are experiencing difficulty meeting your housing costs, which could include rent, arrears, deposits for new properties, or other housing-related expenses.
• You have a valid reason why you need additional support, such as a recent change in circumstances, rent increases, or unexpected financial difficulties.

It’s important to note that DHP is not an entitlement—the decision to award the payment is discretionary, and it is typically given as a temporary solution for those in urgent financial need.

What Can DHP Cover?

DHP is intended to cover short-term financial gaps in housing costs. It can be used for:

• Rent shortfalls: If your Housing Benefit or Universal Credit does not cover your full rent.
• Rent arrears: In some cases, you may be able to get help with back rent if you’re at risk of losing your home.
• Deposits or Rent in Advance: If you need to move to a new home but can’t afford the deposit or upfront rent, DHP may help cover these costs.
• Other Housing Costs: This can include help with removal costs or payments to prevent eviction or homelessness.

DHP cannot be used to cover:

• Increases in rent due to arrears.
• Service charges not covered by Housing Benefit or Universal Credit.
• Housing costs if you are not eligible for Housing Benefit or the housing element of Universal Credit.

How to Apply for DHP in Lewisham

If you believe you are eligible for DHP, you can apply directly to the Lewisham Council. Here’s how:

1. Complete the Application Form:

   • You can apply for DHP through Lewisham Council’s website by filling out an online Discretionary Housing Payment application form.
   • If you are unable to apply online, you can request a paper form by contacting the council's housing department.

2. Provide Supporting Documents:

   • You will need to provide details about your current financial situation, including income, expenses, and why you need the additional support.
   • Documents that might be required include recent bank statements, proof of rent, and evidence of your Housing Benefit or Universal Credit payments.

3. Explain Your Circumstances:

   • In the application, you’ll need to explain why you’re facing financial difficulties and why your current Housing Benefit or Universal Credit does not cover your full housing costs.

4. Submit the Application:

   • After completing the form and gathering the necessary documents, submit the application to Lewisham Council for review.

How Decisions Are Made

Lewisham Council assesses each DHP application on a case-by-case basis. Factors considered include:

• Your current financial situation.
• The reason for the shortfall in your housing costs.
• Whether the DHP would prevent homelessness or alleviate severe financial hardship.
• Your attempts to improve your financial situation, such as looking for more affordable housing or increasing your income.

There is no guarantee that you will receive DHP, and the decision will depend on the council’s available funds and your individual circumstances.

How Long Does DHP Last?

DHP is generally awarded for a short, fixed period to help cover immediate needs. If your situation remains the same, you may be able to apply for a renewal when the current payment ends. However, DHP is not meant to be a permanent solution to housing difficulties, so you’ll need to explore long-term solutions during this time.

What to Do If Your Application is Refused

If your DHP application is refused, you can request that Lewisham Council reviews the decision. However, as DHP is discretionary, the council is not obligated to change its decision unless new information is provided that supports your case.

Fraser Bond’s Assistance

Fraser Bond understands the difficulties faced by tenants in financial hardship and can help connect you with resources such as DHP applications in Lewisham. We provide expert advice for those seeking affordable housing solutions and guidance on how to navigate the challenges of securing financial support.

Conclusion

Discretionary Housing Payments can provide crucial financial assistance to Lewisham residents struggling with housing costs. If you receive Housing Benefit or Universal Credit but still face rent shortfalls, arrears, or moving expenses, DHP might be able to bridge the gap. However, since DHP awards are discretionary and temporary, it’s important to apply as soon as possible and provide thorough documentation of your need for support.

For advice and help navigating your housing situation, including applying for DHP or finding more affordable housing, contact Fraser Bond today.