Do We Need a Prenup Before Marriage? – Real Estate & Asset Advice

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Thinking about a prenup? Fraser Bond explains when you need one and how property-focused planning can protect your future marriage and finances.

Introduction

If you’re preparing for marriage, it’s natural to focus on love, partnership, and shared plans for the future. But alongside those dreams, many couples today are asking a practical question: Do we need a prenup before marriage? While prenuptial agreements were once reserved for the ultra-wealthy, they’ve become increasingly common for couples who want to protect personal assets, investments, or property. At Fraser Bond, we help you understand how a prenup can support your long-term financial security—especially when real estate and wealth planning are involved.


What Is a Prenup and Is It Necessary?

A prenuptial agreement is a legal contract created before marriage that outlines how finances and property will be divided in the event of divorce or separation. While not automatically legally binding in the UK, prenups are often upheld by courts if:

  • Both parties entered the agreement freely and fairly

  • There was full financial disclosure

  • Each person received independent legal advice

  • The agreement does not unfairly disadvantage either party

Do You Need a Prenup?

A prenup isn’t required by law—but it’s highly advisable if:

  • One or both partners own property before the marriage

  • You expect to receive inheritance or family wealth

  • You’re entering a second marriage or have children from previous relationships

  • You’re investing in property or business ventures together

  • You want to avoid ambiguity and potential legal disputes in the future


What a Prenup Can Cover

  • Ownership and division of property (e.g., homes, flats, rental investments)

  • Management of debts and financial obligations

  • Protection of business interests or professional assets

  • Treatment of inheritances or gifts

  • Plans for future property acquisitions

It’s not about planning for failure—it’s about planning for fairness, clarity, and peace of mind.


How Fraser Bond Supports Prenup Planning

As a leading UK real estate consultancy, Fraser Bond works alongside legal teams to provide property-specific prenup support, including:

1. Independent Property Valuations

  • Accurate, court-compliant appraisals

  • Valuations for primary residences, rental units, and property portfolios

  • Reports suitable for legal agreements

2. Asset Structuring and Clarity

  • Define which assets are premarital and which are joint

  • Guidance on how future property should be classified

  • Strategic planning to avoid asset commingling

3. Legal Team Collaboration

We provide real estate insights and documentation to solicitors drafting prenup agreements, ensuring every clause is supported by credible property data and asset valuations.


Conclusion

So—do you need a prenup before marriage? If you own property, have substantial assets, or simply want financial clarity, the answer is likely yes. A prenup is not about mistrust; it’s about responsible planning and mutual respect. With Fraser Bond’s expert guidance on real estate and asset protection, you can ensure your agreement reflects your values, protects your interests, and supports your future.