Updated October 2026 · Fraser Bond
Selling · Downsizing
Downsizing your home
Equityrelease
CostsSDLT & fees
Timingchain
Declutterearly
In short: Downsizing can release equity, cut running costs and make a home easier to manage. Budget for stamp duty, legal and agent fees and removals, which can be significant in London. Decide what you need next: a smaller house, a flat, a retirement development or a move out of London. Start decluttering early, get a valuation, and consider whether to sell first or buy first. Fraser Bond helps downsizers sell and find their next home.
Equity released
Stamp duty on next home–
Approx. equity released–
Assumes about 2% selling costs and £5,000 other fees.
Frequently asked questions
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Handy tools
Stamp duty calculatorRental yield calculatorMove-in costsBTL deposit calculatorRefurb cost per m²
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When is the right time to downsize?
When the home no longer suits your needs or finances.
Can Fraser Bond help?
Yes, selling and finding your next home.
Thinking of downsizing?
Talk to our team or get a free valuation.
Speak to our teamGet a free valuation
