For tenants receiving DSS (Department for Social Security) benefits, finding landlords who accept housing assistance can be challenging. Many private landlords have restrictions due to mortgage policies, insurance terms, or personal preferences. However, some landlords and letting agencies specialize in DSS-friendly rentals, making it easier for tenants receiving housing benefits to secure a home. This guide explores how to find DSS-accepted landlords, key considerations, and how Fraser Bond can assist in locating suitable rental properties.
DSS-accepted properties are rental homes where landlords are open to tenants receiving Universal Credit or Housing Benefit to cover their rent. Some landlords explicitly advertise DSS acceptance, while others may consider applications on a case-by-case basis.
Landlord Restrictions: Some landlords have mortgage agreements that prevent them from renting to DSS tenants.
Higher Deposit or Guarantor Requirements: DSS tenants may need to provide a guarantor or higher security deposits.
Perceived Financial Risk: Landlords may worry about rent delays due to benefit payment schedules.
Letting Agency Policies: Some agencies have policies against DSS tenants, although legal challenges are changing this.
Several platforms list properties available for DSS tenants, such as:
DSS Move – A dedicated website listing DSS-accepted properties.
OpenRent – Allows filtering for landlords who accept housing benefits.
Zoopla & Rightmove – Some listings indicate DSS-friendly landlords.
Local Council Housing Lists – Councils may have a list of private landlords accepting DSS tenants.
Housing associations and local council tenancy schemes may have links to DSS-accepted landlords willing to rent to benefit recipients.
Some letting agents specialize in DSS tenants, helping match them with suitable landlords. Fraser Bond provides assistance in locating DSS-accepted rental properties.
Independent landlords may have more flexibility than agencies. Approaching them directly with a well-prepared application can improve your chances.
Increase your chances by:
Providing references from previous landlords.
Offering a guarantor if required.
Showing proof of consistent benefit payments.
Proposing direct rent payments from the council to the landlord.
It is now illegal for landlords or letting agents to impose a ‘No DSS’ policy outright due to discrimination laws. If a landlord refuses based solely on benefit status, tenants may challenge the decision.
At Fraser Bond, we assist DSS tenants in finding suitable rental properties by:
Connecting Tenants with DSS-Friendly Landlords: We work with landlords open to benefit recipients.
Providing Guidance on Applications: Helping tenants prepare strong rental applications.
Negotiating with Landlords: Assisting in securing fair rental terms.
Offering Market Insights: Advising on areas with high DSS-friendly rental availability.
Finding DSS-accepted landlords can be challenging but is possible with the right approach. By searching DSS-friendly listings, preparing a solid application, and working with experts like Fraser Bond, tenants receiving benefits can find suitable housing options with ease.