London’s wellness and beauty industry is thriving, driven by growing demand for skincare, aesthetics, and cosmetic treatments. Yet, as with all professional services, there are risks — from client injury and product reactions to property damage and liability claims.
That’s where esthetician insurance comes in. At Fraser Bond, we help beauty professionals, salon owners, and investors understand how the right insurance cover protects both business and reputation, ensuring continuity and compliance in an evolving market.
Esthetician insurance — sometimes referred to as beauty therapist insurance or aesthetic practitioner cover — provides protection against financial loss if a client or third party makes a claim relating to treatment, advice, or product use.
Typical policies include:
Public Liability Insurance – Covers injury or property damage to clients or visitors.
Treatment Liability Insurance – Protection against claims linked to services such as facials, waxing, microdermabrasion, or advanced aesthetics.
Product Liability Insurance – Covers allergic reactions or harm caused by products used or sold.
Professional Indemnity Insurance – Protects against allegations of negligence, misadvice, or procedural error.
Employer’s Liability – Legally required if you employ staff, covering workplace accidents or illness.
Business Interruption Cover – Protects income if the salon or clinic cannot operate due to damage or loss.
Fraser Bond helps business owners select policies that balance cost, coverage, and compliance.
Operating a salon or aesthetic clinic involves direct client interaction, specialist treatments, and regulated procedures — all areas of potential risk.
In a city as competitive as London, even a single incident can lead to reputational damage or financial strain. Professional insurance ensures you remain protected from unexpected claims while maintaining client confidence.
Fraser Bond partners with brokers experienced in beauty, aesthetics, and wellness sectors, ensuring that every business — from boutique salons in Chelsea to aesthetic clinics in Marylebone — has comprehensive protection in place.
London beauty professionals can choose from a range of trusted insurers offering specialist industry cover:
Hiscox – Customisable policies for freelance practitioners and small businesses.
AXA UK – Comprehensive public liability and treatment cover for salons and clinics.
Aviva – Flexible business protection, including employer’s and product liability.
Simply Business – Tailored online policies for beauty and aesthetics professionals.
Salon Gold – Industry-specific insurance covering treatments, equipment, and premises.
Fraser Bond works with independent brokers to compare policies and ensure competitive premiums for our clients.
Insurance is not just protection — it’s part of a professional brand. Clients are increasingly aware of compliance and regulation, especially for aesthetic and skincare treatments. Demonstrating that your business is insured signals trust and professionalism.
Fraser Bond helps business owners:
Review policy requirements for regulated treatments.
Meet industry compliance standards (CQC, HSE, and local council regulations).
Combine insurance with wider business planning, leasing, and property protection.
Our integrated approach supports every stage of business development, from startup to expansion.
Expert advisory for beauty and property-based businesses.
Collaboration with trusted UK insurance brokers and underwriters.
Strategic insight across compliance, leasing, and business protection.
Transparent, data-led support tailored to London’s market.
Fraser Bond’s comprehensive service ensures your business remains protected, compliant, and ready to grow.
Protect your beauty or aesthetic business with tailored insurance advice.
Visit FraserBond.com or contact our London advisory team for personalised guidance on esthetician insurance and compliance solutions.
