In London’s complex property and business landscape, even a single accident or claim can carry major financial implications. General liability insurance — sometimes referred to as public liability insurance — provides critical protection against third-party injury or property-damage claims.
At Fraser Bond, we help landlords, investors, and property professionals understand how general liability cover fits within a broader compliance and asset-protection strategy.
General liability insurance protects businesses and property owners if someone is injured or if their property is damaged as a result of your activities. In real estate, this could mean:
A tenant or visitor slipping on a wet floor in a communal area.
Damage caused by maintenance or building works.
Injuries sustained during property viewings or repairs.
Typical policies cover:
Third-Party Injury Claims
Property Damage
Legal Defence and Compensation Costs
Product or Completed-Work Liability
Without appropriate cover, landlords and agents could face costly lawsuits and business disruption.
London’s dense housing and commercial environment makes liability protection essential. Accidents can happen in shared buildings, managed portfolios, or development sites — leaving owners or managers legally responsible.
For agents, contractors, and landlords, general liability insurance also demonstrates professionalism and compliance with UK safety standards, building regulations, and tenant-care obligations.
Fraser Bond ensures that every client — from single-unit landlords to large investors — maintains adequate coverage aligned with legal requirements.
When sourcing cover, London businesses and property owners typically consider established insurers known for reliability and efficient claims handling:
Aviva – Comprehensive property and public liability cover.
AXA UK – Tailored protection for landlords, small businesses, and service providers.
Hiscox – Flexible cover for consultants, agents, and professionals.
RSA Insurance Group – Trusted for complex property and development portfolios.
Zurich UK – Strong commercial insurance options for mixed-use and development sites.
Fraser Bond works with brokers who access these providers, securing competitive terms and bespoke protection packages.
Beyond insurance, compliance remains central to risk management. Fraser Bond’s advisory team assists clients by:
Reviewing liability cover levels.
Aligning insurance with FCA and RICS regulations.
Coordinating renewals and claims documentation.
Advising on complementary protection such as employer’s and professional liability.
This ensures every policy supports both operational and legal integrity.
Comprehensive Advisory Service – Sales, lettings, compliance, and insurance guidance.
Local Expertise – Deep understanding of London property risk and regulation.
Transparent Process – Clear reporting and personalised recommendations.
Trusted Partners – Collaboration with leading UK insurers and brokers.
Fraser Bond protects your property and business so you can focus on performance and growth.
Safeguard your property or business with professional liability protection.
Visit FraserBond.com or contact our London advisory team to discuss general liability insurance and compliance solutions.
