Updated October 2026 · Fraser Bond
Development · Getting started
Becoming a property developer
Firstprojects
Team& advisers
Financebridging to dev
Appraisalcalculator
In short: Most developers start with refurbishments or small conversions, then move to new-build as they gain a track record, which lenders want to see. You'll need a team: architect, planning consultant, quantity surveyor, contractor, solicitor and an agent who knows end values. Finance usually moves from cash or bridging to development finance covering a share of costs. Planning risk, cost overruns and sale prices are the main threats to profit, so appraise every deal carefully and build in contingency. Fraser Bond advises developers on end values and sells or lets finished schemes.
Getting started
1
Learn the marketKnow end values and buyer demand.
2
Build a teamProfessionals you trust.
3
Start smallRefurb or conversion.
4
FinanceBridging, then development loans.
5
Deliver and sellTrack record for the next deal.
Development appraisal
Profit–
Profit on GDV–
Many lenders want at least 15–20% profit on GDV.
Frequently asked questions
Do I need qualifications?
No, but a strong team and track record matter.
Should I use a limited company?
Often; take tax advice.
Need end-value advice?
Talk to our team or get a free valuation.
Speak to our teamGet a free valuation
