What Are Intestacy Rules?
When someone dies without a valid will, their estate is distributed according to intestacy rules under the Administration of Estates Act 1925. These rules determine who inherits based on family relationships, with spouses, children, and close relatives having priority.
Who Inherits Under Intestacy Rules?
1. If the Deceased Was Married or in a Civil Partnership
- If they had children: The spouse/civil partner inherits:
- The first £322,000 of the estate.
- Half of anything above £322,000.
- The other half is split equally among the children.
- If they had no children: The spouse/civil partner inherits everything.
2. If There Was No Spouse or Civil Partner
The estate is distributed in this order:
- Children (if a child has died, their share passes to their children).
- Parents (if no children).
- Siblings (if no children or parents).
- Half-siblings (if no full siblings).
- Grandparents (if none of the above exist).
- Aunts & Uncles (or their children if deceased).
- Cousins (if no closer relatives).
If no relatives exist, the estate goes to the Crown (government) under Bona Vacantia.
Who Doesn’t Inherit Under Intestacy Rules?
- Unmarried partners (even if living together for years).
- Stepchildren (unless legally adopted).
- Friends or carers.
- Charities (unless a will specifies a donation).
How to Avoid Intestacy Issues
- Make a will to ensure assets go to the people you choose.
- Consider estate planning to reduce inheritance tax liability.
- Set up a trust to protect assets for specific beneficiaries.
How Fraser Bond Can Help
If you’re dealing with intestacy, Fraser Bond can assist with estate administration, probate property sales, and inheritance planning. Our experts ensure estates are managed smoothly and in line with UK law.
Need Help with an Intestate Estate? Contact Fraser Bond Today
Navigating intestacy rules can be complex. Get expert advice on estate distribution and property matters from Fraser Bond’s specialists.
