London has long been regarded as a global hub for luxury property, attracting overseas buyers seeking prime real estate, financial security, and lifestyle prestige. From elegant townhouses in Belgravia to ultra-modern apartments in Mayfair, the city offers a wide array of exclusive investment opportunities. However, purchasing luxury property in London as an overseas buyer requires careful navigation of legal, financial, and tax considerations. In this guide, we outline everything you need to know and explain how Fraser Bond can assist you in securing the finest properties the capital has to offer.
London's reputation as a safe, politically stable, and culturally vibrant city continues to underpin strong demand for luxury property. Prime central London remains a favoured destination for wealth preservation and diversification.
Tip: Prestigious areas like Knightsbridge, Chelsea, and Mayfair offer long-term capital appreciation and consistent rental demand from high-net-worth tenants.
For many international buyers, fluctuations in the British pound can make London property purchases even more attractive, particularly for investors transacting in US dollars, euros, or Asian currencies.
London’s world-renowned schools, universities, healthcare facilities, and lifestyle amenities—luxury shopping, fine dining, and cultural landmarks—add further appeal for family buyers and global executives.
A world-famous address synonymous with wealth and exclusivity, offering grand Georgian houses, penthouses, and boutique developments.
Home to Harrods and Hyde Park, Knightsbridge combines retail glamour with outstanding private residences and five-star serviced apartments.
Known for its elegant stucco-fronted terraces and serene garden squares, Belgravia offers a private, prestigious lifestyle in the heart of London.
Offering a vibrant mix of culture, shopping, and architectural beauty, Chelsea and Kensington remain top choices for overseas investors seeking both luxury and charm.
Offering a more suburban feel, these leafy, affluent neighbourhoods appeal to international families seeking space and privacy while remaining close to central London.
Since 2021, non-UK residents purchasing residential property in England are subject to an additional 2% SDLT surcharge on top of standard rates and any second-home surcharges.
Tip: Professional SDLT planning and budgeting are crucial for overseas buyers.
Buyers must comply with UK anti-money laundering (AML) regulations and provide documentation verifying the source of funds. Opening a UK bank account and appointing a local solicitor are often necessary.
Investors must consider:
Income Tax on rental income (if letting the property)
Capital Gains Tax on disposals
Inheritance Tax implications for UK assets
Advice: Early tax planning with specialist advisors can significantly optimise ownership structures and returns.
Working with FX specialists can secure favourable exchange rates, helping to manage costs during the transaction process.
Fraser Bond specialises in assisting overseas buyers with the acquisition of luxury property in London. Our bespoke services include:
Curating exclusive property portfolios tailored to client requirements
Accessing off-market luxury listings
Negotiating discreet and favourable purchase terms
Coordinating with solicitors, tax advisors, and currency exchange experts
Full support through the legal, financial, and regulatory processes
Post-acquisition services, including property management and leasing support
Our unrivalled market knowledge, professional network, and client-first approach ensure that every transaction is seamless, discreet, and successful.
London’s luxury property market remains a prime destination for overseas investors seeking prestige, stability, and long-term value. While the buying process can be complex, partnering with a trusted advisor like Fraser Bond simplifies every step and ensures you capitalise on the finest opportunities the market has to offer.
Contact Fraser Bond today to explore exclusive luxury properties in London tailored to your investment goals.
