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Can You Pay Stamp Duty with a Credit Card?

How SDLT is actually paid, and when.

Can You Pay Stamp Duty with a Credit Card? Property Legal, Risk & Compliance

Updated October 2026 · Fraser Bond

Buying · Stamp duty

Paying stamp duty

14 daysto pay
Solicitorusually pays
HMRCno personal credit cards
CalculatorSDLT
In short: Stamp Duty Land Tax must be paid to HMRC within 14 days of completion. Normally your solicitor files the return and pays the tax from funds you send them before completion. HMRC doesn't accept payments by personal credit card, so you'll need to fund it by bank transfer. If you're short of funds, speak to your mortgage broker before you commit to buy, as adding stamp duty to borrowing can change your loan-to-value.
Stamp duty (main home)
Stamp duty–

England and Northern Ireland rates from 1 April 2025. Non-resident surcharge of 2% extra.

Frequently asked questions

Who pays stamp duty to HMRC?

Usually your solicitor, on your behalf.

When is it due?

Within 14 days of completion.

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