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Legal Options for Landlords With Non-Paying Tenants

Options for landlords when a tenant stops paying: early contact, payment plans, rent guarantee claims, Section 8 notices and recovering arrears. Fraser Bond can act.

Legal Options for Landlords With Non-Paying Tenants Property Legal, Risk & Compliance

Updated October 2026 · Fraser Bond

Landlords

Legal Options for Landlords With Non-Paying Tenants

Talkearly
Paymentplan
Insurance
Possession
In short: Act early: contact the tenant, agree a written payment plan if realistic, notify any rent guarantee insurer, and if arrears reach the threshold, serve a Section 8 notice. Fraser Bond can chase arrears and its property legal service can take possession and recovery action.

Steps that work

Contact within days of a missed payment, check whether benefits or Universal Credit are involved (direct payment to landlord can be requested in some cases), and keep a clear rent statement.

Recovering the money

A money claim or a money judgment alongside possession lets you pursue arrears; enforcement depends on the tenant's means.

Fraser Bond property legal services

  • Sale and purchase conveyancing
  • Leases, lease extensions and licences
  • Possession claims and rent arrears recovery
  • Landlord and tenant disputes, disrepair and deposit claims
  • Reserved legal work, such as conveyancing and court proceedings, is carried out by SRA-regulated solicitors

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How it works

1
Tell us what you needBuying, selling, a lease matter or a tenant problem. Send any documents you have.
2
Quote and planA written fee quote and the likely timeline.
3
The workConveyancing, notices or court proceedings are carried out by SRA-regulated solicitors; we coordinate and keep you updated.
4
CompletionCompletion, registration or possession, with documents filed for your records.
Possession timeline estimate
Weeks from notice to bailiff eviction–
Approx. months–

Edit the figures for your ground and local court. Court and bailiff waits vary widely across London.

Frequently asked questions

How many months' arrears before I can evict?

For the mandatory arrears ground, at least three months. Discretionary grounds can apply sooner.

Will rent guarantee insurance pay?

If the policy conditions were met, usually yes.

Tenant not paying?

Send us the address and what you need. We will arrange a visit or call and give you a written quote.

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