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My Ex Wants to Sell the House: Your Options as a Joint Owner

Your rights depend on marriage and how you own it.

My Ex Wants to Sell the House: Your Options as a Joint Owner Residential Property Services in London

Updated October 2026 · Fraser Bond

Separation · Property

Joint ownership after a split

Marriedor not
Buy-outoption
Mortgagejoint liability
Courtlast resort
In short: If you own a home jointly and your ex wants to sell, you can agree to sell and split the proceeds, buy them out (if a lender will let you take on the mortgage alone), or agree to delay a sale, for example until the children finish school. Married couples and civil partners divide property through the divorce financial settlement. Unmarried co-owners rely on property and trust law, and either can apply to court for an order for sale. Both of you remain liable for a joint mortgage until it's redeemed or transferred. Take legal advice early.

Frequently asked questions

Can my ex force a sale?

A court can order one, but it considers both parties' interests.

Can I stop paying the mortgage?

No; you both stay liable.

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