Prenuptial Agreement for Engaged Couples – UK Legal Guide

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Planning your marriage? Learn why engaged couples need a prenuptial agreement. Fraser Bond connects you to trusted legal support for wealth protection.

Introduction

Marriage is a profound emotional commitment—but it is also a legal and financial partnership. For engaged couples, a prenuptial agreement (prenup) offers an opportunity to build their future on transparency, fairness, and mutual respect.

While prenups were once associated only with the ultra-wealthy, they are now widely used by couples at all financial levels to clarify expectations and protect individual assets. This guide outlines why a prenup is an important step for engaged couples in the UK, what it should include, and how Fraser Bond helps you prepare a legally sound and strategically crafted agreement.


What Is a Prenuptial Agreement?

A prenuptial agreement is a legal contract signed before marriage that sets out how financial matters—including property, debts, and inheritance—will be handled in the event of divorce or separation.

In the UK, prenups are not automatically binding, but courts increasingly enforce them when they are:

  • Entered into voluntarily

  • Based on full financial disclosure

  • Fair and reasonable

  • Signed at least 28 days before the wedding

  • Supported by independent legal advice for both parties


Why Engaged Couples Should Consider a Prenup

Protect Personal Property and Savings

Clearly outline what each person brings into the marriage and how it should be treated.

Clarify Financial Responsibilities

Avoid future disagreements by deciding who will handle debts, income contributions, or joint purchases.

Safeguard Future Inheritance

Ring-fence family wealth, heirlooms, or property intended for children or relatives.

Support for Children from Previous Relationships

Ensure children from earlier unions are financially protected.

Preserve Business Interests

Shield privately held business shares or investments from future disputes.

A prenup is not about mistrust—it’s about mutual clarity and proactive planning.


What Should a Prenup Include for Engaged Couples?

  • Full list of individual and joint assets

  • Ownership of property acquired before marriage

  • How new property will be owned and managed

  • Terms for spousal maintenance, if applicable

  • Agreement on handling debts and liabilities

  • Rights to gifts and inheritance

  • Provisions for children from previous marriages

  • Clause for periodic review and update


When Should You Start the Prenup Process?

The earlier, the better. Legal professionals recommend starting prenup discussions at least 3–6 months before your wedding, ensuring enough time for negotiation, legal review, and emotional readiness.

In the UK, signing a prenup fewer than 28 days before the wedding may weaken its legal strength.


How Fraser Bond Supports Engaged Couples

At Fraser Bond, we work with clients who want to protect their real estate, investments, and family interests before tying the knot. Our role includes:

  • Referring you to trusted family law solicitors for prenup drafting

  • Providing strategic advice on property ownership and wealth structuring

  • Helping couples align their prenup with long-term investment or estate plans

Whether you’re a first-time homeowner or a seasoned investor, Fraser Bond ensures your prenup reflects your personal and financial goals.


Conclusion

A prenuptial agreement is one of the most important steps engaged couples can take to build a transparent and secure future together. It offers protection, reduces risk, and promotes open conversations before marriage.

Fraser Bond helps couples approach this step with confidence, connecting them to expert solicitors and offering strategic insight into property and asset protection.