Property Accounting Services London – Fraser Bond for Landlords

Introduction

Managing a rental property in London isn’t just about finding tenants and maintaining the flat—it’s also about keeping your financials in order. From tracking rental income and allowable expenses to filing tax returns and handling HMRC queries, accounting for landlords requires specialist knowledge and precision.

As regulations tighten and tax rules grow more complex, many landlords now seek professional landlord accounting services to ensure full compliance, avoid penalties, and maximise their property’s profitability. At Fraser Bond, we connect landlords with trusted accountants and provide integrated support for real estate investors at all stages of their property journey.

Why London Landlords Need Specialist Accounting Support

London is one of the UK’s most regulated and expensive rental markets. Landlords must navigate:

• Income tax on rental income (with reduced mortgage interest relief)

• Capital Gains Tax (CGT) when selling

• Annual Tax on Enveloped Dwellings (ATED) for high-value company-held properties

• Inheritance Tax (IHT) implications for estate planning

• Corporation tax for limited company structures

Without proper advice, it’s easy to overpay tax, underclaim allowances, or breach HMRC reporting rules.

Key Landlord Accounting Services

At Fraser Bond, we partner with specialist landlord accountants across London to deliver comprehensive financial services tailored to buy-to-let investors, HMO landlords, and developers.

1. Rental Income & Expense Tracking

• Bookkeeping tailored to property income

• Categorisation of allowable expenses

• Digital records in line with Making Tax Digital (MTD) requirements

2. Self-Assessment Tax Returns

• Complete and accurate filing for individual landlords

• Inclusion of mortgage interest relief, repair deductions, and void period losses

• Representation for HMRC correspondence

3. Limited Company Accounting

• Full statutory accounts and CT600 corporation tax returns

• Director salary vs. dividend advice

• Guidance on structuring new SPVs for property acquisition

4. Capital Gains Tax Planning

• Tax forecasting on property disposals

• Use of Private Residence Relief and Lettings Relief (where eligible)

• Recommendations on timing, gifting, or reinvestment to reduce CGT exposure

5. VAT, Stamp Duty & ATED Guidance

• Support for landlords with mixed-use, commercial, or multi-unit portfolios

• Strategic structuring for VAT recoverability and SDLT mitigation

6. Tax Strategy & Wealth Planning

• Portfolio structuring (personal vs. company)

• Inheritance tax and succession planning

• Pension strategies for property income

Who Needs Landlord Accounting Services?

• Individual landlords with one or more buy-to-lets

• Portfolio landlords managing 4+ properties

• Limited companies (SPVs) holding residential investments

• HMO operators subject to licensing and stricter reporting

• Expat or overseas landlords navigating UK tax from abroad

• Landlords preparing to sell or restructure

Benefits of Working with a Specialist Accountant

• Ensure full tax compliance and avoid HMRC penalties

• Claim all legitimate allowances to reduce tax bills

• Make better strategic investment decisions with accurate forecasting

• Navigate complex tax changes with professional insight

• Focus on property performance—not paperwork

Fraser Bond’s Integrated Support for Landlord Finances

Fraser Bond provides more than just letting and management—we support landlords with the financial infrastructure needed to grow and protect their investments.

Our Services Include:

• Referrals to vetted property-focused accountants in London

• Collaboration between our letting team and your accountant to streamline reporting

• Access to cloud accounting platforms integrated with rental statements

• Tax planning updates and investment health checks for our managed clients

Whether you’re a new landlord or building a portfolio, we ensure your finances are compliant, optimised, and future-ready.

Conclusion

With tighter margins and increasing regulation, landlord accounting is no longer a back-office task—it’s a strategic function that directly impacts your profitability and peace of mind. Fraser Bond works with landlords across London to ensure they stay on top of their tax responsibilities while making smarter financial decisions for the future.

Fraser Bond – Connecting London Landlords to Expert Accounting Services

Fraser Bond offers a full support package for London landlords, including access to property tax advisors, SPV accountants, and CGT specialists. Whether you need help filing a return or structuring a multi-property exit, we ensure your accounting is handled with expertise and clarity.

Focus on your property—leave the accounting to the experts. Partner with Fraser Bond for landlord financial success.