If you own property before marriage — or plan to acquire real estate during the marriage — a prenuptial agreement (prenup) is one of the most effective tools to preserve ownership, control, and long-term value.
But a common question arises: How exactly should you list property in a prenup? The answer lies in legal clarity, accurate valuation, and comprehensive documentation.
This guide outlines best practices for listing real estate in a prenup and how Fraser Bond supports clients with valuations, asset structuring, and real estate advisory tailored to prenup planning.
In the absence of clear listing and documentation, even property held in your name could be:
Reclassified as marital property
Subject to division during divorce
Included in financial settlements, especially if it appreciates in value
By listing property properly in a prenup, you can:
Ring-fence separate assets
Define future ownership rights
Avoid legal disputes and ambiguity
Preserve investment and rental income streams
You should list any real estate that you currently own or plan to acquire, including:
Primary residences
Second homes or holiday properties
Buy-to-let investments
Commercial property holdings
Land or development sites
Inherited or gifted real estate
International property
Property owned through SPVs, trusts, or companies
Include:
Full address
Title deed reference or land registry number
Ownership type (sole, joint, corporate)
Date of acquisition
Include:
Current fair market value
Basis of valuation (e.g., RICS valuation report)
Any mortgage or secured debt
Fraser Bond provides independent valuations for prenup purposes to establish a legal baseline.
If the property is owned before marriage, specify it as separate property
If jointly owned or intended as a shared home, define ownership shares
Include clauses to clarify how future value appreciation and rental income will be treated
Will it be a matrimonial home?
Will it remain for personal investment or rental purposes?
Who has the right to occupy or retain the property in the event of divorce?
Clearly define:
Whether the property should be sold or retained
Buyout formula, if one spouse wishes to keep the property
How sale proceeds will be divided
“The property located at [full address], registered in the sole name of [Party A], and purchased prior to the marriage, shall remain the separate property of [Party A], including any appreciation in value or income derived during the marriage.”
Fraser Bond provides property owners with the tools and support needed to correctly and securely list property in a prenup. Our services include:
Professional valuations for residential, commercial, and investment property
Real estate asset classification reports to define marital vs separate property
Ownership structuring advice (individual, joint, trust, or company)
Support for solicitors and wealth managers in drafting enforceable terms
We ensure your assets are clearly recorded, fairly valued, and backed by expert documentation.
Knowing how to list property in a prenup is essential for protecting your real estate holdings. A well-structured prenup that includes clear property descriptions, valuations, and ownership terms can prevent disputes, preserve wealth, and offer long-term peace of mind.
Fraser Bond is here to support property owners with everything from valuations to strategic documentation — helping you approach prenup planning with professionalism and confidence.
