Navigating property development finance in London requires more than just capital—it demands structured solutions, deep market insight, and trusted partnerships. At Fraser Bond, we help developers, investors, and landowners access tailored development funding at every stage, from land acquisition to project completion.
Whether you're building residential units in Vauxhall or redeveloping a mixed-use scheme in Zones 1–3, our end-to-end support ensures financial compliance, lender alignment, and investment success.
There are several core funding types available to developers operating in London and across the UK:
This is the most common loan structure, offering up to 65–80% loan-to-cost (LTC) and up to 65% loan-to-gross-development-value (LTGDV). It’s typically secured with a first charge over the land or site.
Stretch senior loans increase leverage up to 75–85% LTC and are popular for experienced developers. Mezzanine finance sits behind senior debt, offering an additional layer of funding (with higher returns expected by the lender).
Short-term loans can fund site acquisition or refinance while planning permission is secured—ideal for off-market and time-sensitive deals.
Some lenders co-invest alongside developers, sharing risk and upside. This is suitable for large-scale regeneration or prime central London projects with institutional appeal.
Fraser Bond helps clients determine the optimal finance structure based on scheme size, planning status, exit strategy, and capital stack.
At Fraser Bond, we offer more than access to lenders—we provide strategic financing expertise, underwriting alignment, and hands-on deal structuring across all development phases.
We work with leading UK senior lenders, mezzanine providers, and JV funds to secure capital from £1 million to £150 million+.
Our in-house analysts assess gross development value, cost planning, and contingency buffers—ensuring your business case aligns with lender metrics.
We coordinate with legal teams, valuers, and QS firms to meet lending requirements under UK property law and building regulations.
From initial site appraisal to drawdown and refinance, Fraser Bond stays involved—safeguarding your cashflow, cost control, and investor reporting.
Whether you’re building PRS, BtL, luxury homes, or mixed-use developments in London, we ensure your funding matches your vision.
Fraser Bond supports a wide range of London-focused development projects, including:
Ground-up construction – residential apartments, mixed-use towers, and terraced housing developments
Permitted development conversions – commercial to residential schemes in central zones
Refurbishment and extensions – upscale remodelling, structural extensions, or modernisation
Land acquisition with or without planning – funding options tailored to your risk appetite and timeline
Our real-time market insight and lender relationships ensure that capital is deployed effectively and strategically.
In London’s competitive and high-value property landscape, the right development finance makes all the difference. Fraser Bond’s property finance team combines lender access, local knowledge, and investment strategy to help you deliver successful, compliant developments with maximum return on capital.
Visit FraserBond.com to discuss your development goals, assess project viability, or request a tailored financing proposal.
