In London’s fast-paced property market, buyers often face deadlines that traditional mortgages cannot meet. Auctions, chain breaks, or delayed mortgage approvals can all derail a transaction. When time is critical, a quick short-term mortgage alternative provides the funding required to complete a purchase without waiting for lengthy mortgage processing.
The most common alternative is a bridging loan – a short-term facility designed to bridge the gap until a mortgage or sale proceeds become available.
Property Auctions – Completion deadlines usually 28 days.
Chain Breaks – Protecting your new purchase if your sale is delayed.
Developer Deadlines – Meeting fixed completion dates on London new-builds.
Refurbishment Projects – Securing unmodernised properties before refinancing.
Relocation – Acting quickly for work, education, or family reasons.
Fraser Bond helps buyers assess whether a short-term loan is the right strategy before transitioning into long-term finance.
Fastest option – funds arranged within days.
Term – 3 to 18 months.
Repayment – Via property sale or mortgage refinance.
Release equity from your current property by converting it into a buy-to-let mortgage.
Use funds to buy your next home without waiting to sell.
Short-term funding for properties requiring works before mortgage eligibility.
Ideal for investors upgrading London housing stock.
Speed – Protects purchases from falling through.
Flexibility – Works for residential, buy-to-let, and mixed-use property.
Market Advantage – Enables London buyers to outpace mortgage-dependent bidders.
Higher Costs – Interest rates are higher than standard mortgages (0.5%–1.2% per month).
Short-Term Only – Designed for immediate funding needs, not long-term.
Exit Strategy Required – Repayment relies on sale or refinancing.
Fraser Bond helps London buyers, landlords, and investors secure fast property finance when mortgages are not ready:
Independent Guidance – Evaluating bridging vs other alternatives.
Trusted Lender Access – Introducing clients to specialist UK providers.
Application Packaging – Preparing cases for rapid approval.
Exit Strategy Planning – Ensuring repayment is secure via refinance or sale.
Investor Advisory – Aligning short-term finance with long-term property strategy.
For quick mortgage alternatives that protect property transactions, explore options with FraserBond.com.
