Short-Term Finance South London – Fraser Bond Property Guide

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Fraser Bond – Expert Advisory on Short-Term Property Finance

Why South London Buyers and Investors Use Short-Term Finance

South London has become a hotspot for regeneration and investment, with areas such as Elephant & Castle, Nine Elms, Lewisham, Peckham, and Croydon attracting buyers and developers. With rising demand and fast-moving deals, traditional mortgage timelines often cannot keep pace.

Short-term finance in South London offers a solution for buyers, landlords, and developers who need fast access to capital. Whether purchasing at auction, managing a chain break, or funding a refurbishment project, short-term property loans provide the speed and flexibility required to complete deals successfully.


When to Use Short-Term Finance in South London

  • Auction Purchases – Many South London properties are sold under the hammer with 28-day deadlines.

  • Chain Breaks – Protecting your new purchase when your sale is delayed.

  • Refurbishment & Development – Funding upgrades or conversions in regeneration zones such as Battersea or Deptford.

  • Buy-to-Let Expansion – Quickly securing high-yield rental properties in emerging neighbourhoods.

  • Business & Commercial Property – Acquiring or refinancing mixed-use or retail spaces across South London boroughs.


Features of Short-Term Finance

  • Loan Term – 3 to 18 months, with options up to 24 months.

  • Interest Rates – Typically 0.5% to 1.2% per month.

  • Loan-to-Value (LTV) – Up to 75% on residential and investment property.

  • Speed – Funding arranged within days, not weeks.

  • Exit Strategy – Repayment through property sale, refinance, or long-term mortgage.


Benefits and Risks

Benefits

  • Speed – Enables fast purchases in a competitive South London market.

  • Flexibility – Works for residential, commercial, and mixed-use assets.

  • Opportunity Access – Allows buyers to secure property in regeneration hotspots before others.

Risks

  • Higher Costs – More expensive than traditional mortgages.

  • Short-Term Only – Designed for bridging gaps, not long-term holding.

  • Exit Dependence – Repayment relies on refinancing or sale.


Fraser Bond – Short-Term Finance Specialists in South London

Fraser Bond supports buyers, landlords, and developers with tailored short-term finance solutions across South London:

  • Independent Advice – Identifying the best product for your transaction.

  • Trusted Lender Access – Working with specialist short-term finance providers.

  • Application Packaging – Preparing and presenting cases for rapid approval.

  • Exit Strategy Planning – Ensuring repayment via refinance or disposal.

  • Local Market Insight – Deep understanding of South London regeneration zones, from Nine Elms to Croydon.

For bespoke advice on short-term finance in South London, explore solutions at FraserBond.com.