Running a small business in London brings both opportunity and risk. From property ownership to professional services, even the most successful enterprises face potential disruptions — from accidents and damage to client disputes and regulatory change.
At Fraser Bond, we help clients understand how the right small business insurance safeguards not only their assets but also their reputation, ensuring stability and compliance in every market condition.
Small business insurance is a combination of policies designed to protect companies against financial losses caused by property damage, liability, or operational interruption.
For London’s property sector — including landlords, agents, and service providers — essential covers often include:
Public Liability Insurance – Protects against third-party injury or property-damage claims.
Employers’ Liability Insurance – A legal requirement for businesses with staff, covering workplace accidents or illness.
Professional Indemnity Insurance – Shields consultants, agents, and advisors from negligence or error claims.
Business Interruption Insurance – Covers lost income if operations are disrupted by damage or unforeseen events.
Commercial Property Insurance – Protects buildings, offices, and equipment from fire, flood, or theft.
Fraser Bond works with trusted insurers to ensure clients have balanced protection tailored to their operational needs.
London’s fast-paced environment exposes small businesses to multiple risks — from rising commercial rents and cyber incidents to stricter compliance regulations. Adequate insurance provides peace of mind, allowing owners to focus on growth rather than uncertainty.
For property professionals, having the right protection is particularly critical. A single compliance breach or claim can significantly impact cash flow and client confidence. Fraser Bond ensures clients maintain cover that aligns with FCA, RICS, and UK legal standards.
When selecting small business cover, reliability and claims efficiency matter most. Top UK providers include:
AXA UK – Flexible small-business packages covering liability, property, and professional risk.
Aviva – Comprehensive protection for landlords, agents, and small enterprises.
Hiscox – Ideal for professional and creative businesses, offering tailored liability and indemnity cover.
Zurich UK – Scalable business solutions for property and service-based SMEs.
Direct Line for Business – Known for straightforward, affordable protection for small firms.
Fraser Bond collaborates with brokers who access these insurers, ensuring competitive rates and bespoke solutions.
Small business insurance should be viewed not as an expense, but as an investment in continuity and confidence. Fraser Bond assists clients in:
Assessing risk exposure and identifying coverage gaps.
Ensuring policies meet statutory and industry standards.
Coordinating renewals, claims, and compliance documentation.
Aligning insurance with overall business growth and property strategy.
This holistic approach ensures every client benefits from protection that supports their ambitions rather than limits them.
Trusted London property and business advisory expertise.
End-to-end support across sales, lettings, compliance, and insurance guidance.
Data-led insight and access to regulated brokers.
Transparent service built on trust, accountability, and performance.
Fraser Bond’s integrated model helps entrepreneurs, landlords, and investors manage property and business risk seamlessly.
Protect your London business with tailored insurance solutions.
Visit FraserBond.com or contact our advisory team for expert guidance on small business cover and compliance.
