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Buying Your Council Flat With Right to Buy

Check the service charges before you buy.

Buying Your Council Flat With Right to Buy Affordable Housing & Social Housing

Updated October 2026 · Fraser Bond

Housing · Right to Buy

Right to Buy for council flats

Eligibilitytests
Discountreduced
Servicecharges
Repayif you sell
In short: Council tenants in England can apply to buy their home under Right to Buy if they meet the eligibility conditions. Discounts were cut significantly in November 2024. If you buy a flat, you'll usually become a leaseholder paying service charges and a share of major works such as roofs, windows and lifts, which can be expensive, so ask for the estimates of costs for the next five years. If you sell within a set period, you may have to repay some of the discount. Get independent mortgage and legal advice.

Frequently asked questions

How long must I have been a tenant?

Check the current rules on GOV.UK.

Can I sell straight away?

You may have to repay some discount.

Selling an ex-council flat later?

Talk to our team or get a free valuation.

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