In a fast-moving rental market like London, selecting the right tenant is critical. With increasing rent arrears, legal protections for tenants, and costly eviction processes, landlords and agents cannot afford to rely on instinct alone. That’s where tenant referencing companies come in.
Whether you’re letting a single flat or managing a large portfolio, professional tenant referencing ensures you select trustworthy, financially stable tenants who are likely to respect the property and fulfil their obligations. At Fraser Bond, we partner with leading tenant referencing providers in London to safeguard our landlords and deliver smooth, compliant lettings.
Tenant referencing is the process of assessing a tenant’s background, creditworthiness, and rental history to determine their suitability for a tenancy. It’s a core step in risk management and helps landlords:
Minimise the risk of rent arrears
Avoid problematic or non-compliant tenants
Comply with Right to Rent and other legal duties
Protect against unnecessary voids or costly evictions
Most referencing companies in London provide a tiered service model, but key checks typically include:
Verification of current and previous addresses
CCJs, bankruptcies, or defaults
Fraud detection
Employer reference or accountant confirmation (for self-employed)
Pay slips or bank statements
Affordability checks (typically 2.5–3x the monthly rent)
Feedback from previous landlord on payment history, property condition, and tenant behaviour
Verification of immigration status and identity
Can include document verification or face-to-face ID checks
Full credit and income check on nominated guarantors
Private landlords letting to new tenants
Letting agents screening applicants on behalf of clients
Build-to-rent operators with high-volume tenancies
Serviced accommodation managers handling long-term corporate lets
Fraser Bond uses referencing to ensure tenant quality and reduce the risk of tenancy breakdowns.
While Fraser Bond conducts in-house vetting for our managed properties, we also work with and recommend industry-leading third-party services such as:
Comprehensive packages with rent guarantee insurance options
Fast turnaround and Right to Rent support
Fully digital referencing, integrates with tenancy creation
Offers automated compliance checks and e-signatures
Tenant-led “Rent Passport” system with open banking integration
Helps tenants improve credit while streamlining referencing
Affordable referencing platform for agents and landlords
Integrates with lettings CRM systems
Full referencing and insurance bundle provider
Ideal for agents offering managed services
Fraser Bond uses a two-stage tenant screening process for all managed and let-only properties in London:
Income-to-rent ratio check
Employment verification
Soft credit screening
Applicant interviews and property matching
Formal referencing by an FCA-regulated company
Rent guarantee eligibility checks
ID and immigration compliance
Guarantor evaluation (if needed)
We ensure that every tenancy starts on solid ground, protecting our landlords from avoidable risk.
Peace of mind for landlords
Lower default and eviction rates
Faster move-ins with pre-qualified tenants
Rent guarantee insurance eligibility
Confidence in compliance with UK rental legislation
Tenant referencing is no longer optional—it’s an essential layer of risk protection in today’s London rental market. Whether you’re a first-time landlord or managing 100+ units, partnering with a reputable tenant referencing company ensures your investment remains secure and profitable.
Fraser Bond combines in-house scrutiny with trusted external referencing to deliver a gold standard in tenant vetting across London.
Fraser Bond helps landlords reduce risk and improve tenancy outcomes through comprehensive referencing solutions. With our blended in-house process and external partnerships, we protect your property and income—while ensuring a positive tenant experience.
Let with confidence—choose Fraser Bond for reliable, compliant tenant referencing in London.
