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Rent Guarantee Insurance for Landlords

How rent guarantee insurance works for London landlords: claims process, limits, excess periods and pairing it with management. Fraser Bond can help arrange cover.

Rent Guarantee Insurance for Landlords Property Management & Rentals/ Lettings

Updated October 2026 · Fraser Bond

Landlord insurance

Rent Guarantee Insurance for Landlords

Claimsprocess
Limits
Excess
Managedlets
In short: If a referenced tenant stops paying, rent guarantee insurance pays the rent up to a monthly limit and usually funds the legal route to possession. Fraser Bond can help you get cover and, with our management service, handles the arrears process too.

How a claim works

Arrears are reported within the policy deadline, notices are served correctly, and the insurer pays rent (sometimes after an excess period) while the legal process runs.

Managed lets

When we manage the property, we chase arrears from day one, which is often a policy condition.

Property insurance through Fraser Bond

  • Landlord buildings and contents cover
  • Rent guarantee and legal expenses cover
  • Property owners' liability
  • Rebuild cost checks so you are not under-insured
  • Cover placed with FCA-authorised insurers and brokers; we explain what is and is not covered before you buy

Request a quote or a call back →

How it works

1
Tell us about the propertyType, rebuild cost, tenancy, and any claims history.
2
Compare coverWe explain the options and what each policy does and does not cover.
3
ArrangeCover is placed with an FCA-authorised insurer or broker.
4
RenewalWe remind you before renewal so you can review cover and price.

Frequently asked questions

What monthly rent limits apply?

Policies set a maximum, often several thousand pounds a month. Check it covers your rent.

Can I add cover mid-tenancy?

Some insurers allow it with a clean payment history.

Protect your rental income

Send us the address and what you need. We will arrange a visit or call and give you a written quote.

Ask about coverOur property services

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