Updated October 2026 · Fraser Bond
Buying · Surveys
Property surveys
Level 1basic
Level 2most homes
Level 3older homes
Renegotiatewith it
In short: A mortgage valuation isn't a survey. RICS Home Surveys come in three levels: Level 1 for newer homes in good condition, Level 2 (formerly the HomeBuyer Report) for conventional homes in reasonable condition, and Level 3 (building survey) for older, larger, altered or listed properties, which covers most Victorian London houses. New-builds benefit from a snagging inspection. Use the findings to ask for repairs or a price reduction.
Frequently asked questions
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Do I need a survey for a flat?
It's strongly advised.
Which survey for a Victorian house?
Usually Level 3.
