Investing in UK real estate from abroad offers tremendous opportunities – from stable returns and capital appreciation to long-term wealth preservation. However, cross-border property transactions come with unique legal complexities, especially for non-resident individuals, companies, trusts, and family offices.
At Fraser Bond, we understand the challenges faced by international investors and work closely with leading legal partners to provide tailored cross-border legal services for UK property. Whether you're purchasing a London apartment, structuring a commercial acquisition, or navigating inheritance law, we ensure your transaction is fully compliant, tax-optimised, and strategically sound.
International investors often operate from civil law or Sharia law jurisdictions, while the UK uses common law. Bridging these systems requires specialised knowledge.
Foreign buyers must navigate UK property taxes (SDLT, CGT, IHT) and determine whether to purchase personally, through a UK company, offshore SPV, or trust.
The UK imposes strict anti-money laundering (AML) requirements. Overseas buyers must provide certified documentation, source of funds evidence, and—if using corporate vehicles—register on the Register of Overseas Entities.
UK inheritance law applies to all UK real estate, regardless of the owner’s nationality or domicile. Proper structuring ensures intergenerational wealth transfer with minimal tax exposure.
Specialist property solicitors handle:
Contract review and negotiation
Title checks and land registry filings
Local authority and environmental searches
SDLT calculation and payment
Lawyers work with tax specialists to advise on:
Holding property as an individual vs. company vs. trust
UK vs. offshore structuring implications
Tax liabilities during ownership and at disposal
Double Taxation Treaty considerations
Support with:
Non-resident landlord registration (NRLS)
Register of Overseas Entities (for non-UK companies)
FATCA and CRS declarations
Source of wealth and AML compliance
Legal review of:
UK mortgage terms and lender requirements
Cross-border loan documentation
Sharia-compliant or offshore financing agreements
In rare cases of breach, non-performance, or misrepresentation, cross-border legal specialists can assist with mediation, arbitration, or High Court proceedings.
As your UK property investment advisor, Fraser Bond connects you with top-tier legal counsel who specialise in cross-border real estate law. Our support includes:
