If you have transferred funds to a scammer in the UK, acting quickly is critical. This guide explains how to recover money from fraud, protect your property investments, and secure your financial position with expert advisory support from Fraser Bond across London and the wider UK market.
Financial fraud in the UK property market is a growing concern, particularly in high-value areas such as London. From fake property listings and rental deposit scams to conveyancing fraud and investment scheme misrepresentation, scammers increasingly target buyers, landlords, and overseas investors.
If you are searching for how to recover money from a scammer in the UK, immediate action is essential. While recovery is not always guaranteed, legal remedies and financial safeguards may significantly improve your chances.
Fraser Bond provides professional guidance to clients navigating property transactions, helping mitigate fraud risk through compliance oversight, due diligence, and structured investment advisory services.
Time is critical when attempting to recover funds.
If you transferred funds via bank transfer (including CHAPS or Faster Payments), contact your bank’s fraud department immediately. UK banks operate under the Authorised Push Payment (APP) Scam Code, which may allow reimbursement under specific conditions.
Request:
A payment trace
A recall of funds
Confirmation of fraud reporting
If funds remain in the recipient account, recovery chances are significantly higher.
Report the scam to Action Fraud, the UK’s national fraud reporting centre. You will receive a crime reference number, which is essential for banks and legal proceedings.
If your bank refuses reimbursement, you may escalate your complaint to the Financial Ombudsman Service. They assess whether the bank followed proper procedures under UK regulations.
For high-value property fraud cases, particularly involving London real estate transactions, legal action may include:
Freezing injunctions
Disclosure orders
Tracing misappropriated funds
Property fraud litigation
Consulting a solicitor experienced in property and financial fraud is critical.
Property transactions involve substantial capital, making them attractive targets for scammers.
Common UK property scams include:
Fake letting agents requesting rental deposits
Impersonation of solicitors during conveyancing
Off-market property investment schemes promising unrealistic returns
Identity fraud during property purchases
Overseas investor targeting in prime London areas
Buyers searching for off-market property London, luxury property investments UK, or private property sales London should conduct enhanced due diligence.
Fraser Bond’s compliance-led approach reduces exposure to such risks by ensuring:
Verified property ownership checks
Solicitor verification procedures
Transparent transaction processes
Structured investment advisory oversight
Recovery depends on several factors:
Speed of reporting
Whether funds remain traceable
Whether banks failed in duty of care
Whether identifiable assets can be frozen
In certain cases, the courts can issue freezing orders to prevent dissipation of funds. Where property assets are involved, legal claims may extend to tracing proceeds into real estate holdings.
High-net-worth individuals, family offices, and overseas investors often require specialist advisory support to protect capital deployed in London’s prime and super-prime property markets.
Preventative due diligence is more effective than post-fraud recovery.
Verify agent registration
Confirm solicitor identity independently
Avoid changing bank details via email without verbal confirmation
Conduct Land Registry checks
Fraser Bond supports buyers, sellers, landlords, and developers through:
Residential sales across London
Lettings and tenant vetting
Compliance and regulatory guidance
Investment structuring and acquisition advisory
Off-market property sourcing
Clients searching for private property advisors London or discreet property transactions UK benefit from structured oversight and local expertise.
Investment-related property fraud may involve:
Joint venture misrepresentation
Development funding scams
Fake overseas property opportunities
Unregulated collective investment schemes
Professional advisory firms like Fraser Bond help mitigate these risks by:
Conducting commercial investigation reviews
Reviewing transaction documentation
Advising on investment viability
Ensuring UK compliance standards are met
If you have been targeted in connection with:
London luxury property purchases
Off-market prime London investments
HMO investment opportunities
Buy-to-let property schemes
Private real estate transactions
Engaging an experienced property consultancy can reduce exposure to repeat fraud and safeguard future acquisitions.
FraserBond.com provides structured support across London’s residential and investment property sectors, helping clients navigate transactions securely.
Recovering money from a scammer in the UK is possible in certain circumstances, particularly if action is taken immediately. However, prevention remains the strongest safeguard.
In London’s competitive and high-value property market, professional due diligence, compliance oversight, and structured advisory support are essential.
