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Help Paying Rent in the UK: A Guide to Housing Support

Every main route to help with housing costs.

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DSS Housing & Benefit-Friendly Rentals
Help Paying Rent in the UK: A Guide to Housing Support DSS Housing & Benefit-Friendly Rentals

Updated October 2026 · Fraser Bond

Renting · Support

Help paying your rent

Universal Credithousing costs
PensionersHousing Benefit
DHPtop-ups
Arrearsact early
In short: Most working-age renters get help with rent through the housing element of Universal Credit, based on Local Housing Allowance in private renting, which is frozen for 2026/27. People over State Pension age usually claim Housing Benefit instead. If there's a gap between your benefit and your rent, you can ask your council for a Discretionary Housing Payment. Councils also run local crisis support. If you fall behind, talk to your landlord early and get free debt advice.
Universal Credit

Housing costs help for working-age renters.

Housing Benefit

For people over State Pension age and some in supported housing.

Discretionary Housing Payments

Short-term top-ups from your council.

Local crisis support

Councils offer help with emergencies and essentials.

Free debt advice

Citizens Advice, StepChange and National Debtline.

Rent deposit schemes

Some councils help with moving costs.

Shortfall calculator
Monthly shortfall–
Per year–

Check your Local Housing Allowance on GOV.UK.

Frequently asked questions

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Can I get help with rent if I work?

Yes, Universal Credit can help on a low income.

What is a DHP?

A discretionary council payment to help with housing costs.

Does Fraser Bond accept tenants on benefits?

Yes.

Looking for a home you can afford?

Talk to our team or get a free valuation.

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Related guides

BenefitsEstate agents who accept housing benefitBenefitsUniversal Credit and rentYoung peopleHousing support for young adults
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