Securing competitive senior debt financing is essential for London-based property developers, investors, and institutions pursuing acquisition, development, or refinancing projects. Fraser Bond provides expert advisory and access to leading UK senior debt lenders—ensuring structured, compliant, and efficient funding solutions for high-value transactions.
A broad network of lenders specialises in senior secured loans for UK real estate, including commercial, residential and mixed-use assets. Prominent examples include:
L&G Real Estate Debt Management: Lends £20m–£400m+, with loans across residential, PRS, student housing and commercial sectors
Aviva Investors: Long-standing senior lending capabilities to prime UK real estate, with ESG-aligned mandates
Rothschild & Co (REDM): Manages over £1bn in loan portfolios, covering industrial, office, retail and healthcare assets
Mera Investment Management: Direct lender offering senior, stretch senior, and mezzanine loans from £1m–£50m
Alpha Property Lending: Specialises in structured development and investment senior and mezzanine finance
Belgravia Property Finance: Intermediary offering senior debt up to £150m for UK commercial and residential assets
Enness Global: Boutique broker advising high-net-worth clients and sourcing senior debt across complex UK property dealsavivainvestors.com+7Wikipedia+7Enness Global Mortgages+7
A CBRE study confirms there are around 69 active senior lenders operating in the UK real estate market, providing depth and flexibility to borrowersEstates Gazette+1europe-re.com+1.
UK senior debt lenders provide:
First legal charge financing at competitive LTV/LTC levels: typically 60–70% LTV for income assets, 65–80% LTC for developments
Loan tenures ranging from 3 to 10 years for investment assets, and 12–36 months for development finance
Clear repayment hierarchy, interest rates typically 5.5%–9% p.a. for developed property structures
Structured covenants and monitoring, including cost control, exit planning, and lender reporting
Strategic use cases include:
Acquisition financing for property blocks or emerging developments in London boroughs
