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Small HMOs: Licensing, Safety and Planning Requirements

Three or four sharers still means HMO rules.

Small HMOs: Licensing, Safety and Planning Requirements Property Legal, Risk & Compliance

Updated October 2026 · Fraser Bond

Licensing · Small HMOs

Small HMO requirements

3–4sharers
Additionallicensing
Article 4planning
Firesafety
In short: A small HMO is a home let to three or four people from two or more households who share facilities. It doesn't need a mandatory licence (that's for five or more), but many London boroughs require one under additional licensing. Changing a family home (C3) to a small HMO (C4) is normally permitted development, except where an Article 4 direction removes that right. HMO management regulations apply regardless, covering fire safety, maintenance and waste, and minimum room sizes apply in licensed HMOs.
RequirementSmall HMO
Mandatory licenceNo (5+ people)
Additional licenceOften, depending on borough
PlanningPermitted development unless Article 4
Fire safetyAlarms, fire doors as assessed
Management regulationsYes

At a glance

Frequently asked questions

Is a 3-bed shared house an HMO?

Yes, if three or more unrelated sharers.

Can Fraser Bond manage HMOs?

Yes.

Running a small HMO?

Talk to our team or get a free valuation.

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