Updated October 2026
In short: Until contracts are exchanged, either side can pull out, so delays create real risk. Most hold-ups come from the chain, the seller's onward purchase, missing documents or slow solicitors. Find out exactly what's outstanding, agree a target exchange date, and keep your mortgage offer and searches in date.
| Common reason | What helps |
|---|---|
| Seller hasn't found or secured their next home | Ask if they'd move into rented or agree a longer completion |
| Problems further up the chain | Ask the agent for a chain check |
| Missing documents (leasehold pack, certificates) | Ask the seller's solicitor what's outstanding |
| Seller having second thoughts | A frank conversation via the agent; set a deadline |
| Slow solicitors | Agree weekly updates and escalate within the firm |
Protect yourself
- Check your mortgage offer expiry date and ask about extensions
- Keep searches up to date (often valid for around six months)
- Avoid spending more on surveys until the timetable is clear
- Consider a deadline after which you'll look elsewhere
- Ask about exclusivity or lock-out agreements in long delays
How Fraser Bond progresses sales
- Weekly chain checks and updates
- Chasing solicitors, lenders and other agents
- Early warning of problems in the chain
- Clear communication with buyers and sellers
Related guides
Fraser Bond services: Free valuation · Search listings · Contact us
