Updated October 2026 · Fraser Bond
Buying · Cash
Buying with cash in London
Speedno mortgage
AMLchecks
Valueauctions & short leases
Yieldcalculator
In short: Cash buyers can move fast, which sellers value, so you may negotiate a better price, especially on chain-free, probate or auction sales. You'll still need to prove the source of your funds for anti-money laundering checks. Properties that are hard to mortgage, such as short-lease flats or homes needing work, can offer value to cash buyers but carry extra risks. Fraser Bond helps cash buyers find opportunities and let or manage them.
Auctions
Fast completions suit cash buyers.
Probate sales
Executors often value certainty.
Short leases
Discounted, but factor in extension costs.
Renovation
Unmortgageable homes needing work.
Cash purchase yield
Total outlay–
Net yield on outlay–
Additional homes carry a stamp duty surcharge.
Frequently asked questions
Keep exploring
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Due Diligence Before Buying a Property: The Complete ChecklistBUYING GUIDE
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Due Diligence Before Buying a Property: The Complete ChecklistBUYING GUIDE
House Viewing Checklist: What to Look For and AskBUYING GUIDE
Property Searches Explained: What Your Solicitor Checks
Browse every guide in Buying and Selling in London Hub → · London area guides →
Handy tools
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Do cash buyers get discounts?
Often, because they can move quickly and reliably.
Do I need proof of funds?
Yes, for anti-money laundering checks.
Can Fraser Bond help?
Yes, with finding and letting property.
