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Is Now a Good Time to Buy a Buy-to-Let in London?

The case for and against, with the numbers.

Is Now a Good Time to Buy a Buy-to-Let in London? Property Investment & Wealth Building

Updated October 2026 · Fraser Bond

Investment · Buy-to-let

Buy-to-let in London now

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Rules2026
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In short: London rental demand remains strong and supply of rental homes is tight, which supports rents. Against that, mortgage rates are higher than a few years ago, the additional-home stamp duty surcharge is 5%, individual landlords can only claim basic-rate relief on mortgage interest, and the 2026 Renters' Rights rules add compliance work. The numbers work best for cash or low-loan buyers, limited company structures, and areas with higher yields. Run your own figures rather than relying on headlines.
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