Updated October 2026 · Fraser Bond
Development finance · Fraser Bond
Development Finance High Loan to Value London UK - Expert Solutions
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Costs at a glance
Most bridging interest is rolled up or retained. Add valuation and legal fees.
The guide
High LTV Development Finance London UK - Maximise Leverage for Property Projects
Discover how Fraser Bond helps developers secure high LTV development finance in London, with access to specialist lenders offering increased leverage and flexible funding structures.
High LTV development finance in London allows property developers to secure funding with a lower upfront capital contribution. In a competitive and high-value market like London, this type of finance is essential for maximising returns and scaling development portfolios.
Fraser Bond works with a network of specialist lenders to help developers access high loan-to-value funding solutions tailored to residential, mixed-use, and commercial projects.
What is High LTV Development Finance
High LTV development finance refers to funding where lenders provide a larger percentage of the total project cost, often including:
- Land acquisition costs
- Construction and build expenses
- Professional fees
In London, lenders may offer up to 70–75 percent of Gross Development Value (GDV) and higher leverage through structured finance.
How Developers Achieve Higher Leverage
While standard development loans require significant equity, high LTV funding can be structured through:
- Mezzanine finance to top up senior debt
- Joint venture funding with equity partners
- Stretched senior loans from specialist lenders
These strategies reduce the need for large deposits while maintaining project viability.
Key Requirements for High LTV Development Finance
To secure high LTV development finance in London, developers typically need:
- A strong track record or experienced project team
- Detailed planning permission and project appraisal
- Clear exit strategy, such as sales or refinancing
- Strong GDV and profitability margins
Fraser Bond ensures every project is presented professionally to meet lender expectations and improve funding success.
Why Work with Fraser Bond
Fraser Bond supports developers across London with:
- Development site sourcing and acquisition
- Funding strategy and lender access
- Compliance and planning guidance
- Investment advisory for UK and international clients
Our expertise allows developers to secure high leverage finance and execute projects efficiently in the London market.
Call to Action - Secure High LTV Development Finance
If you are planning a property development in London and require high LTV finance, Fraser Bond can help structure the right funding solution.
Visit FraserBond.com to discuss your project and access specialist development finance options.
What to have ready
Important: your home or property may be repossessed if you do not keep up repayments on a loan secured on it. Bridging loans secured on a home you or your family live in are regulated and must be arranged by an FCA-authorised firm.
Frequently asked questions
How fast can finance complete?
Bridging can complete in days to weeks, depending on valuation and legal work.
What is an exit route?
How the loan will be repaid, usually by selling or refinancing.
Can Fraser Bond help?
Yes. Send us an enquiry and we'll talk you through the options.
Ready to talk finance?
Tell us what you need and our team will be in touch.
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