Fast House Buying Finance – Fraser Bond Guide for London Buyers

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Fraser Bond – Fast Finance Specialists for London Property

Why Fast House Finance Matters in London

In London’s highly competitive property market, buyers often need to move quickly to secure their chosen home. Auctions, chain breaks, or new-build completions can all require fast house buying finance — funding that can be arranged within days, not weeks.

Traditional mortgages are too slow for these scenarios. Instead, buyers rely on short-term property finance such as bridging loans, designed to provide immediate capital and protect transactions.


When to Use Fast House Buying Finance

  • Property Auctions – Completion deadlines are usually 28 days.

  • Chain Breaks – Buying your next home before your current property sells.

  • Developer Deadlines – Meeting fixed completion dates for London new-builds.

  • Relocation – Moving quickly for work, education, or lifestyle changes.

  • Refurbishment Projects – Securing unmodernised properties before refinancing.

Fraser Bond advises clients that fast finance is best used as a short-term solution with a clear exit plan.


Types of Fast House Buying Finance

Bridging Loans

  • Most common option for fast purchases.

  • Term: 3–12 months.

  • Speed: Approvals and drawdowns often within days.

  • Exit: Sale of an existing property or refinance to a mortgage.

Let-to-Buy Mortgages

  • Convert your current home into a rental property with a buy-to-let mortgage.

  • Allows you to take out a new residential mortgage for your next home.

Development or Refurbishment Loans

  • For properties needing work before long-term finance is available.

  • Funds released in stages aligned with build progress.


Benefits and Risks

Benefits

  • Speed – Immediate access to funds protects your purchase.

  • Flexibility – Suitable for residential, investment, or mixed-use property.

  • Market Advantage – Enables buyers to compete effectively in London’s fast-moving market.

Risks

  • Higher Costs – Bridging loans and short-term finance are more expensive than mortgages.

  • Short-Term Only – Usually 3–24 months.

  • Exit Strategy Required – Repayment relies on sale or refinancing.


Fraser Bond – Fast Finance Specialists for London Property

Fraser Bond works with buyers, landlords, and investors to secure fast house buying finance in London:

  • Independent Advice – Assessing the right finance route for your circumstances.

  • Trusted Lender Access – Connecting you with specialist short-term finance providers.

  • Application Support – Structuring and submitting documents for rapid approval.

  • Exit Planning – Ensuring repayment through sale or long-term mortgage refinance.

  • Investor Advisory – Aligning fast purchases with long-term investment and compliance strategies.

To secure fast finance for your London property purchase, visit FraserBond.com.