Updated October 2026
In short: most working-age renters now get help with rent through Universal Credit, but Housing Benefit still exists for people over State Pension age and for some people in supported, sheltered or temporary accommodation. If you receive it, the search is much the same as for any benefit-funded tenant: know your Local Housing Allowance limit, have your award letter ready, and focus on landlords who welcome benefit-funded tenants. Since 1 May 2026 they can't turn you away simply for receiving benefits.
Who still gets Housing Benefit?
- People over State Pension age (or couples where both are), usually alongside Pension Credit
- People in "specified" supported accommodation, such as some hostels, refuges and supported housing
- Some households in temporary accommodation arranged by the council
Most other people of working age claim the housing element of Universal Credit instead. Our guide to how Universal Credit pays your rent explains that route.
How much Housing Benefit covers in London
For private rentals, Housing Benefit is calculated using the Local Housing Allowance (LHA) for the area and the number of bedrooms you need, then adjusted for your income and savings. LHA rates are frozen at April 2024 levels for 2026/27. Housing Benefit is usually paid to you, but it can be paid to your landlord in some circumstances, including if you're likely to have difficulty paying.
Where to look
- Specialist letting agents with landlords who welcome benefit-funded tenants
- Retirement and sheltered housing providers, including housing associations with homes for older people
- Your council's housing options team, which may offer deposit or rent-in-advance help
- Landlord-direct listings, where you can explain your situation upfront
Your rights
Landlords and agents in England can no longer refuse you because you receive Housing Benefit or other benefits. Rent in advance is capped at one month, deposits at five weeks' rent, and most fees are banned.
Tips for a smooth application
- Bring your Housing Benefit award letter (and Pension Credit letter if you have one)
- Ask whether the landlord would like direct payment
- Get a reference from a previous landlord or support worker
- Tell the council promptly when you move or your rent changes
How Fraser Bond helps
We help tenants on Housing Benefit and Universal Credit, including older renters, find London homes with landlords who welcome them.
Browse DSS-friendly properties → or contact our lettings team.
