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Buying UK Property from Overseas: A Guide for Non-Residents

Costs, tax and practicalities for international buyers.

Buying UK Property from Overseas: A Guide for Non-Residents International Property Investment

Updated October 2026 · Fraser Bond

International · Buyers

Buying UK property from abroad

+2%non-resident SDLT
NRLSrental tax
AMLchecks
Managementfrom abroad
In short: Non-UK residents can buy UK property freely, but pay a 2% stamp duty surcharge on top of normal rates (and the 5% surcharge if it's an additional home). Expect thorough ID and source-of-funds checks from agents and solicitors. Non-resident landlords must register with HMRC's Non-Resident Landlord Scheme, otherwise tax is withheld from rent, and gains on UK property are taxable for non-residents. Specialist lenders offer mortgages to overseas buyers, often with bigger deposits. Fraser Bond helps international clients buy, let and manage London homes.
Stamp duty for non-residents
Total stamp duty–

Residential rates in England from April 2025.

Frequently asked questions

Can foreigners buy property in the UK?

Yes.

Do I need a UK bank account?

It helps, but isn't always required.

Buying in London from abroad?

Talk to our team or get a free valuation.

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