Updated October 2026 · Fraser Bond
Legal · Ownership
Transferring a property without a sale
| Transfer type | Key points |
|---|---|
| Gift of whole property | CGT may apply if not your main home; IHT seven-year rule |
| Transfer of equity | Adding or removing an owner; lender consent |
| Into a trust | Specialist advice needed |
| On divorce | Special tax rules may apply |
Common ways to transfer ownership
Frequently asked questions
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Handy tools
Stamp duty calculatorRental yield calculatorMove-in costsBTL deposit calculatorRefurb cost per m²
Get an expert valuation of your home.
Can I give my house to my children?
Yes, but there can be tax consequences, and the seven-year rule for inheritance tax applies.
Do I pay stamp duty on a gift?
Usually not, unless the recipient takes on a mortgage or pays money.
Can Fraser Bond help?
We can provide valuations for transfers.