Updated October 2026 · Fraser Bond
Compliance · Crypto
Cross-border crypto compliance
FCAregistration
Travel rulesince 2023
MiCAEU
AML& sanctions
In short: Crypto businesses serving UK customers must be registered with the FCA for anti-money laundering purposes, and promotions to UK consumers must follow the financial promotions regime introduced in October 2023. The UK applied the "travel rule" from September 2023, so exchanges share sender and recipient information on transfers. In the EU, MiCA requires authorisation for crypto-asset service providers. Individuals moving crypto wealth should expect AML and sanctions checks, and keep records showing where funds came from. Fraser Bond is a London property agency and doesn't provide crypto, tax or legal advice. This guide explains the landscape; take regulated professional advice. If you're using crypto wealth to buy property, we can help with the purchase and source-of-funds process.
| Rule | Applies to |
|---|---|
| FCA AML registration | UK crypto businesses |
| Financial promotions regime | Marketing to UK consumers |
| Travel rule | Transfers between providers |
| MiCA | EU crypto providers |
Key rules
Frequently asked questions
Do I need FCA registration to run a crypto business?
Usually, if you serve UK customers.
What do estate agents check?
Identity and the source of funds.
Buying property with digital-asset wealth?
Talk to our team or get a free valuation.
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