Dividing jointly owned property during a divorce can be one of the most difficult aspects of a financial settlement. From deciding who retains the family home to dividing rental properties or jointly purchased investments, the process often raises emotional, legal, and financial questions. At Fraser Bond, we specialise in helping clients understand and resolve joint property divorce issues with expert property valuations, strategic support, and seamless coordination with legal and financial advisors.
Joint property refers to real estate that is co-owned by both spouses. This can include:
The matrimonial or family home
Investment flats or buy-to-let properties
Holiday homes or inherited shared assets
In the UK, ownership structure (e.g. joint tenants vs. tenants in common) and financial contributions both play a role in how property is divided.
One party may wish to retain the home, while the other wants it sold. This often requires:
Market-based valuations
Equity assessment and mortgage affordability
Legal negotiation or mediation support
Fraser Bond provides impartial, independent valuations to guide these conversations.
Each party may perceive the property’s value differently—especially when emotions are involved. A professional valuation:
Prevents drawn-out disputes
Supports consent orders and court submissions
Gives solicitors and financial advisors a trusted benchmark
If one spouse wants to keep the property, they may need to:
Refinance the mortgage in their sole name
Pay the other party’s equity share
Satisfy lender affordability assessments
Fraser Bond works with mortgage brokers and legal teams to support viable solutions.
Sometimes, couples agree to defer the sale until a specific event—such as a child turning 18 or a refinancing milestone. This arrangement requires:
Clear legal documentation
Defined timelines and sale conditions
Ongoing support for future transactions
We assist in structuring timelines and evaluating when a sale is financially advantageous.
Matrimonial Causes Act 1973 governs how property is divided—emphasising fairness rather than equality
A consent order is essential to finalise any property agreement legally
The Land Registry must be updated to reflect ownership changes
Inheritance or third-party contributions may require special treatment
Your solicitor handles the legal framework—Fraser Bond supports the valuation, strategy, and execution.
Fraser Bond offers a complete range of services to help couples resolve joint property issues during divorce:
Independent, RICS-compliant valuations
Equity assessments to determine buy-out figures
Sales strategy and coordination for asset liquidation
Portfolio restructuring for complex or high-value property holdings
Discreet service with sensitivity to emotional and legal dynamics
Whether you're negotiating a buyout, preparing for sale, or navigating a consent order, Fraser Bond ensures your property decisions are grounded in market reality and long-term security.
Joint property issues in divorce are rarely simple—but they can be resolved fairly with the right guidance. Fraser Bond delivers the clarity, valuation expertise, and property strategy you need to protect your interests and move forward with confidence. From family homes to investment assets, we’re here to support you at every step.
