Securing the right mortgage is critical to every landlord’s investment success. In London, where property values, rental yields, and lending regulations are constantly shifting, landlords need more than a generic mortgage provider—they need a specialist mortgage broker who understands the intricacies of buy-to-let finance and how to structure lending for long-term success.
At Fraser Bond, we connect landlords with trusted mortgage brokers for London-based investments, helping clients structure financing that supports growth, compliance, and maximum return on investment.
Traditional high-street lenders often take a one-size-fits-all approach that doesn’t align with the needs of buy-to-let investors, especially those with:
Multiple properties or limited companies
HMOs and multi-unit freehold blocks
Remortgages for capital raising or portfolio restructuring
Overseas income or complex tax planning needs
A specialist mortgage broker helps landlords:
Access exclusive buy-to-let products
Navigate affordability checks and lender criteria
Optimise borrowing across personal or company structures
Secure competitive interest rates and terms
Ensure regulatory compliance, including EPC and licensing implications
For single flats or houses rented out on ASTs
Available for personal names or through limited company SPVs
For licensed HMOs with 3+ tenants forming multiple households
Specialist lenders required due to higher perceived risk
For landlords with 4+ mortgaged properties
Tailored underwriting and income assessments
To raise funds for additional purchases or refurbishments
Often tied to yield or capital growth performance
For short-term needs, auction purchases, or property conversions
Fraser Bond works with a curated panel of FCA-authorised, independent mortgage brokers who specialise in buy-to-let, HMO, and landlord finance.
Our brokers aren’t tied to one lender. We compare dozens of institutions to secure the most appropriate terms for your specific property and structure.
Whether you're buying through a limited company or remortgaging a mixed-use building, we help you assess the tax, yield, and capital implications.
We work closely with brokers and lenders to streamline documentation, address valuation issues, and ensure deadlines are met—essential in competitive London markets.
As interest rates fluctuate, we help landlords reassess their lending strategy and identify remortgage opportunities for savings or expansion.
Fraser Bond supports a wide range of landlord clients:
First-time buy-to-let investors
Portfolio landlords with 5–100+ properties
HMO operators
Expat and overseas investors
Developers and refurbishment specialists
Whether you're buying in Battersea, Barking, or Belgravia, we help structure your finance to align with your goals.
Higher chance of approval with specialist underwriting
Better rates and product flexibility than high-street lenders
Advice aligned with your long-term investment strategy
Support for non-standard properties or short leases
Streamlined application process with expert documentation support
In London’s dynamic and highly regulated rental market, getting the right mortgage deal can make or break your investment strategy. Partnering with a specialist mortgage broker for landlords ensures your borrowing is not just affordable—but optimised for portfolio growth, cashflow, and future flexibility.
Fraser Bond simplifies the financing journey, providing landlords with access to competitive mortgage solutions backed by insight and expertise.
