Positioned in the heart of the Mediterranean, Malta offers more than just sunshine, sea, and history — it's a thriving property destination for buyers seeking lifestyle, investment, or residency in a stable European environment. With its robust economy, English-speaking population, and attractive tax regime, property for sale in Malta is increasingly in demand among international investors, retirees, digital nomads, and second-home seekers.
This guide highlights the best places to buy property in Malta, the types of real estate available, legal and tax considerations, and how Fraser Bond assists clients in securing premium homes and investment assets across the islands.
Buying property in Malta can support residency or citizenship by investment programmes, giving non-EU buyers visa-free access to the Schengen Area and a foothold in Europe.
Malta offers competitive personal and corporate tax structures, especially for residents under the Global Residence Programme and retirees receiving foreign pensions.
With over 300 days of sunshine annually, excellent healthcare, and a rich cultural heritage, Malta appeals to lifestyle buyers seeking a permanent move or seasonal retreat.
Due to a growing expat population, tourism, and international business presence, well-located Maltese properties can deliver strong short- and long-term rental yields.
Malta has a resilient property market, with prices consistently rising due to limited land availability and growing demand from both local and international buyers.
These coastal towns are the most popular for luxury apartments and waterfront developments. Ideal for professionals, investors, and short-term rental strategies.
The capital city and UNESCO World Heritage Site is a hub for boutique residences and historic palazzos. Attractive for cultural enthusiasts and buyers seeking unique, character-filled properties.
Known for tranquil living and beach access, Mellieħa offers villas, family homes, and countryside charm — perfect for retirees and lifestyle seekers.
Malta’s sister island provides a slower pace of life, traditional farmhouses, and competitive pricing — increasingly popular among eco-tourists and remote workers.
Prestigious residential areas with luxury villas and sea views, often attracting high-net-worth individuals and diplomats.
Apartments & Penthouses: Modern units in developments like Tigné Point and Portomaso offer sea views, concierge services, and marina access.
Townhouses & Maisonettes: Found in traditional areas, often with internal courtyards and Maltese balconies.
Farmhouses & Villas: Especially in Gozo and the rural north, ideal for spacious living or restoration projects.
New-Build Projects: Many come with rental guarantees, modern finishes, and access to residency schemes.
Commercial Properties: Office blocks, retail units, and mixed-use buildings offer secure rental income in strategic zones.
No restrictions for EU citizens buying one property as a primary residence
Non-EU citizens must obtain an AIP permit (Acquisition of Immovable Property)
Stamp duty of 5% applies, with discounts available for first-time buyers and residents
Notary fees and legal costs usually range from 1% to 2% of the purchase price
Rental income and capital gains may be taxed at favourable rates depending on residency status
Property purchase can support:
Malta Permanent Residence Programme (MPRP) – requires real estate investment starting from €300,000
Maltese Citizenship by Naturalisation for Exceptional Services by Direct Investment – involves a combination of real estate, donation, and government bonds
Global Residence Programme – for non-EU nationals seeking residency and tax advantages
Fraser Bond provides tailored support for clients seeking to invest, live, or retire in Malta. Our services include:
Access to premium and off-market listings in Malta and Gozo
Advisory on residency and citizenship-linked properties
Legal and notary coordination, including AIP applications for non-EU buyers
Financing and tax planning support in partnership with local specialists
Post-acquisition services, including property management, rental lettings, and resale strategy
Whether you're looking for a holiday apartment in Sliema, a character home in Gozo, or a villa to support your relocation, Fraser Bond ensures a seamless and secure experience.
With its strategic location, pro-investor policies, and exceptional quality of life, Malta is one of Europe’s most compelling property markets. Limited supply, political stability, and the appeal of the Mediterranean lifestyle make buying property here not only a sound financial decision but a rewarding personal one. Let Fraser Bond guide you through every step of your Maltese property journey — from discovery to acquisition and beyond.
