Updated October 2026 · Fraser Bond
Renting · Sharing
Sharing with friends
Jointtenancy
Jointliability
Billssplit
HMO5+ sharers
In short: Most friends who rent together sign a joint tenancy, which means each of you is responsible for the whole rent and any damage, not just your share. Agree in writing how you'll split rent, bills and deposits, and what happens if someone wants to leave; under the Renters' Rights Act one joint tenant giving notice can end the tenancy for everyone. Larger shares of five or more people from different households are HMOs that need a licence, and many London boroughs also license smaller shares.
Frequently asked questions
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What if a friend stops paying?
The others may have to cover it.
Can one of us leave?
A notice from one can end the joint tenancy.
