Updated October 2026 · Fraser Bond
Investment · Income
Passive income: what's really passive?
| Option | Effort | Things to know |
|---|---|---|
| Buy-to-let, self-managed | High | Compliance, repairs and tenants are your responsibility |
| Buy-to-let, fully managed | Low to medium | Management fees, but far less hands-on |
| REITs and property funds | Low | Prices go up and down with markets |
| Commercial property | Medium | Longer leases, but voids can be costly |
| Cash and bonds | Low | Lower returns, lower risk |
Comparing income options (general information)
Mortgage interest isn't deducted from rental profits for individual landlords; you get a basic-rate tax credit instead. Additional homes also carry a stamp duty surcharge.
Before investing in buy-to-let
Investing in London property?
- Investment-grade property search
- Rental valuations before you buy
- Full management
- Portfolio reviews
Frequently asked questions
Keep exploring
How to Make Property Investment in London a SuccessINVESTING GUIDE
Is Now a Good Time to Buy a Buy-to-Let in London?INVESTING GUIDE
Finding High-Yield Rental Property in London
Browse every guide in The London Property Investor's Hub → · London area guides →
Handy tools
Stamp duty calculatorRental yield calculatorMove-in costsBTL deposit calculatorRefurb cost per m²
Ask us for a yield and rental appraisal.
Is buy-to-let still worth it?
It depends on price, rent, finance and tax. Run the numbers carefully.
What is a REIT?
A listed company that owns property and pays out most of its income to shareholders.
Can Fraser Bond manage my investment?
Yes, with full management across London.
Thinking about property investment?
Talk to us about yields, areas and full management.
Speak to our teamGet a rental valuation